How Often is the World Cup of Soccer Held?

The World Cup is soccer’s biggest stage – it is the championship of the most widely played sport in the all of the world. The talk, preparation and qualifying for each incarnation of the World Cup tournament seems to be going on all the time – but the final of soccer’s biggest tournament only take place during a one month period every four years.

Many fans, clubs and organizations argue that the World Cup tournament itself, as well as the sport of soccer would benefit greatly from increasing the frequency of soccer’s world championship tournament. Some present very valid points and cite that other major sporting events that hold tournaments on an international level are capable of organizing those tournaments once every year.

There is no doubt that the World Cup’s allure wouldn’t be hurt by holding the tournament every three or even every two years. It would probably increase soccer’s international popularity and would certainly do well to increase the tournaments revenue potential – holding the tournament every two years would, in effect, double the amount of revenue created by the biggest international sports tournament. Reducing the number of years between World Cup tournaments would most likely also allow the qualifying team’s players to be more recognizable to fans – the players would be in front of the fans and on a big stage potentially twice as many times during their careers. This could potentially make fans feel more connected and attached to the players on the World Cup teams and possibly even cause an increase in the amount of people who tune in to watch the World Cup finals.

Why Every Four Years?

World Cup purists argue that every four years is ideal for the tournament and it is relatively unlikely that any change in World Cup frequency will actually occur – at least within the near future. It does take quite a bit of preparation to get ready for a month long tournament which draws in teams from more than thirty countries and fans from probably more nations than that.

The host country is voted on and selected long before the tournament will actually be held and the lengths to which the organizers go to ensure that everything is not just prepared, but perfect for each World Cup tournament are truly exhaustive. Other major sports tournaments may host players and fans from all over the world but few, if any can match the sheer magnitude of the World Cup tournament.

More than 200 countries will vie for a spot in the final phase of the World Cup tournament in 2010 to be held in South Africa, and of those more than 200, only thirty one teams will make the cut to appear in the World Cup (the South African team receives an automatic bye to compete as the host nation, making the total team count an even thirty two.) Many believe that trying to cram all of the qualifying and all of the necessary preparation into a shorter time period would hurt the quality and the overall success of the tournament – and that could very well be true.

The only other sporting events that are truly comparable (even bigger than the World Cup), are the Summer and Winter Olympic Games, which are both also held once every four years due to all of the preparation of the destination and the athletes who are to be involved.

Holding the tournament only once every four years only adds to the majesty of the World Cup and contributes to the sheer desire and determination of the many teams involved to first make the cut to the finals and then compete for the prestigious title of World Cup Champion.

Source by Amy Nutt

Serious And Funny Construction Definitions Contractors Enjoy Reading

Over The Past 30+ Years -I have accumulated a variety of terms to describe the construction industry. Some of them are intended to be funny, some are serious and the rest are entertaining. Please feel free to share them with your friends, relatives and most importantly contractors as they will appreciate the humor and perhaps find value in the words of wisdom we are sharing.

If You Have Any Others You Would Like To Be Added Please Leave A Comment On The Right

80/20 Rule – of a contractor’s wealth and wellbeing comes from 20% of their activities

24 Hour Bookkeeper – Bookkeeper that sits in your office quietly, no watering, no feeding, available to work around the clock, never wastes company time surfing the web or chatting on cell phone

Aggravation Box – Computer with construction accounting software operated by a trainee

Auction – End result of working in the business, focusing on the wrong stuff and bad financial reports

Auditor – Person who goes in after the war is lost and bayonets the wounded

Assets of Company – Cash / Receivables – Payables / Trucks / Tools / Equipment / Material

Assets of Firm – Cash / Business Process / Sales Process / Client List / Predictable Cash Flow

Bad Bookkeeper – Wealth prevention tool keeping contractors from earning more than bookkeepers

Bad Bookkeeper Thinking Patterns – Some of the reasons they do what they do to drive contractors crazy

Bad Bookkeeping – Saving money in the wrong place and making decisions on garbage reports

Bad Numbers – Lead to bad decisions / cash shrinks / business unstable / bankruptcy or failure

Bankruptcy – Result of saving money on bookkeeping and making decisions on garbage reports

BCA Business Coach – Someone who helps you raise your level of thinking and income

BCA Staff Member – Cheerful, well paid, thinking, responsible adult, Mastermind Team member

BCG Matrix – Graphical representation of Cash Cows / Rising Stars / Question Marks / Dogs

Belly Button Accountability – The one person who is responsible for a deliverable on a construction project

Bid – A wild guess carried out to two decimal places

Bid Collector – Customer looking for cheap contractor

Bid Opening – A poker game in which the losing hand wins

Black Box – Computer with construction accounting software operated by a trainee

Bookkeeper Training Contractor – Bookkeepers, who train the boss to let them come in late, leave early, call friends and relatives, take long breaks, get paid more and do less and less.

BPM – Business Process Management for construction company owners to grow passive income streams

Budget Bookkeeping – Listing all deposits from the bank statement as sales income and leads to contractor paying too much in taxes.

Business Failure – No meaningful financial and project management records in the calendar quarter preceding the failure

Business Life Cycle – Start small / grow big / lose shirt / shrink back to small business

Business Plan – A plan to have accurate financial reports to base long and short term decisions on

Business Process Management – Develop a construction business that generates passive income

Business Roundtable – Little round table in tavern with pitcher of beer and four contractors strategizing

C.P.A. – Someone who is qualified to do tax returns and we refer a lot of business to the ones that only do tax returns.

C.P.A. Construction Consultant – Someone who has seen a bunch of tax returns and thinks they know how to run a construction business. They are generally more dangerous to the contractor’s financial health than a drunken car salesman on a backhoe at a gas station, in the dark, digging up live fuel lines.

C.P.A. Involved In Construction Bookkeeping – QuickBooks setup to make doing tax returns easy while greasing the rails for the contractor to go down the tube and go broke by focusing only on making the C.P.A’s job easier and not on increasing cash flow and profitable jobs.

Change – The only people who want change are wet babies! Everyone else hates change!

Cheap – Not enough time or money to do it right first time; but plenty of time and money to do it over

Chaos – Always on the dollars coming in; never on the money going out

Client – Someone who buys construction services and is more concerned about quality than price

Comfort Zone – Success you have now since that is what you feel you deserve no more / no less

Company Bookkeeper – Expensive luxury for construction companies that do not know about outsourced contractor bookkeeping

Completion Date – The point at which liquidated damages begin

Contractor Not A Banker – Student of Business Consulting And Accounting who has mastered the art of managing cash flow properly

Contractors – The people who makes civilization possible by building and maintaining structures

Contractor Gambling – One project away from making it big or going broke

Contractor Chaos – Contractor netting <$100K doing everything his way; especially the bookkeeping

Contractor Cheap – Amateur with customers from Hell and host of the game show “Low Price Leader”

Contractor Income – The average income of the six people they spend the most time with

Contractor Rich – BCA client earning $100K-$200K by building a client base to sell and service

Contractor Student – BCA client net <$100K learning how to get Rich then Wealthy

Contractor Successful – Contractor using timely accurate financial reports to base their decisions upon

Contractor Volume – Loses money on every sale and tries to make it up with a volume of new work

Contractor Wealthy – BCA Client earning $200K + Investing 50K with 100 clients to service

Construction Accountant – Someone who turns piles of numbers into meaningful trends

Construction Accounting – System that combines construction bookkeeping with Quarterly Tax preparation and payroll processing and presents the annual tax preparer with the information for them to prepare the annual income tax return. Construction accounting does not prepare annual tax returns as that is a profession and specialty of its own

Construction Bookkeeping – System for setup and maintaining construction bookkeeping

Construction Bookkeeping And Accounting – System for setup and maintaining construction bookkeeping and accounting together in order to develop and maintain the Key Performance Indicators that when viewed daily and understood leads contractors to accumulate wealth

Construction Worker Thinking Patterns – Insights into the mind of a typical construction worker

Construction Worker Fully Burdened Labor Cost – Cost of having construction workers on your payroll

Critical Path Method – A management technique for losing your shirt under perfect control

Customer – Someone who buys construction services and is more concerned about price than quality

Delayed Payment – A tourniquet applied at the bank balance of any contractor who will allow it

Delusional – Contractor going to learn to use QuickBooks effectively in a few months

Developer – Company looking for a few, good, low priced, high volume contractors they can school

Displaced Aggression – Being angry at someone because of past events or circumstances which are resulting in ongoing issues. In some cases contractors have hired cheap or bad bookkeepers without realizing the consequences of not having useful financial and job cost reports

Dog And Pickup Truck – Contractor with a dog and a pickup truck one of the four types of contractors

Emergency Accounting – When taxes, payroll or paperwork piling up causes contractor to seek help from someone to get the “books” caught up, tax reports prepared, payroll processed or other issues

Emergency Bookkeeping – When taxes, payroll or paperwork piling up causes contractor to seek help from someone to get the “books” caught up, tax reports prepared, payroll processed or other issues

Emerging Contractor – Someone who is moving to a little less hands-on role in their contracting company you could be an Emerging Contractor.

Engineer’s Estimate – The cost of construction in heaven

Expensive – Goods or services that no matter how cheap they are; do not work

Experience – What you get, when you get, what you don’t want

Failure – A few errors in judgment repeated everyday

Fear – What initiates change or stops progress

Five For Five At Five – The five reports at five o’clock for five minutes that tells you how your business is doing

Fifteen Minutes Too Late – If you think you should fire somebody, you’re already 15 minutes too late

Fully Burdened Rate -Includes all the costs of keeping an employee on the payroll, not just wages

Hard Work – Expressway to Retired

Hustle – The expectation of getting 40 hour of work done in 20 hours

Income – Working for daily money

Insanity – Hiring and firing cheap in-house bookkeepers over and over and over expecting useful reports

Inexpensive – Goods or services that do work beyond the warranty period

Key Performance Indicators (KPI) – Reports if viewed daily and understood leads to wealth

Lawyer – Person who goes in after the auditors to strip the bodies

Leveling – When two or more people spend time together the group will level to the strongest personality

Listening – Contractor who asks their client what materials and results they want and give it to them

Little Leaks – Sink the construction business because they are easy to ignore

Liquidated Damages – A penalty for failing to achieve the impossible

Low Bidder – A contractor who is wondering what he left out

Mastermind Team – BCA Staff and Clients who mentor BCA contractor clients

MAP – Marketing / Accounting / Production / formula for success

Maximize – The process of building and running your construction business to generate highest possible profits for short run so you can spend it all quickly and go broke. Similar to running your pickup truck on the race track as fast as it will go without proper maintenance so it lasts for about ten hours and 1,000 miles before it is destroyed

MR>MC – Wherever marginal revenue exceeds marginal cost do the job

No Financial Reports – Driving on the highway, at night, windows blacked out and being surprised by the crash

Non-Construction Accountant – Dim-bulb want-to-be bookkeeper without any construction bookkeeping skills trying to jam retail accounting methods into construction accounting

Not Listening – Contractor who gives their clients what the contractor likes not what the client wants

Optimize – The process of building and running your construction business to generate normal and economic profits for the long haul and provide you with a substantial income for current living expenses and a comfortable retirement. Similar to running your pickup truck on the roads and highways at normal safe speeds with proper maintenance so it lasts for ten years and 200,000 miles or more

OSHA – A protective coating made by half-baking a mixture of fine print, red tape, split hairs and baloney

PAM – Production / Accounting after checks bounce and letters for back taxes / Marketing word of mouth

Personal Assistant – Someone who works part time with big red “S” on back of their cape (Superman / Superwoman) able to run personal and business errands, answer phones, make deliveries, clean restrooms, take messages, memorize a verbal list of to-do items from contractor without writing any of them down, schedule jobs, listen to customer and staff complaints, babysit children and pets, wipe runny noses, clean up spills, make and serve coffee, pay bills, open the mail, go make bank deposits, work on tiny desk, no air conditioning in summer, limited heat in winter, bad lighting, fix broken computers and printers and do the bookkeeping for multiple companies

Pioneer – Contractor with flaming arrows in the back from asking the construction bookkeeper for accurate reports

Poor Contractors – Have hundred dollar conversations with their mentors and attend the business round table

Process – Part of a system to produce predicable quality results and reap dividends for the owners

Process Development – Do it, Document it, and Delegate it

Professional Contractor – Serious construction business owner with construction strategy and definitely in construction business to earn a worthwhile profit. One of the Four Types of Contractors

Purpose Of Your Construction Company – Acquire clients, satisfy their needs and repeat as often as possible to increase cash flow and profits.

Project Manager – The conductor of an orchestra in which every musician is in a different union

Project Management – Combination of skills and construction project software

QuickBooks For Contractors – Accounting software for construction companies

Rain Maker – The person in the contractors firm that acquires new clients

Remodel House Process – Forming (Honeymoon), Storming (demolition), Norming (Rough-In), Performing (Paint)

Retail Bookkeeper – Worked at store somewhere, thinks all accounting is the same, expensive lesson for contractors

Retired – Means you got tired of them, or they got tired of you

Rich – Income exceeds outgo

ROI – Risk of Incarceration; in most cases the business owner is responsible for unfiled taxes and missed payments, not the bad bookkeeper

Salt Of The Earth Contractor – Has up to three employees and is one of the Four Types of Contractors

Salesperson – Amateur sorter

Sales Process – Documented system for acquiring new clients for the Firm

Solution – Properly setup and maintained QuickBooks For Contractors file

Sorter – Professional Rain Maker

Strategic Bookkeeping Services – Bookkeeping services for construction that understands and applies principles of profit and growth strategies

Strike – An effort to increase egg production by strangling the chicken

Success – A few simple disciplines practiced everyday

SWOT – Knowing the company’s Strengths / Weaknesses / Opportunities / Threats and what to do about it

Tax Preparer Doing Construction Bookkeeping – QuickBooks setup to make doing tax returns easy while greasing the rails for the contractor to go broke focusing only on reducing taxes not cash flow and profitable jobs.

Tenant Improvement – Bid, award contract, work day and night, pressure, pressure, pressure, done

The Contractors Cash Management Mentor – Shares keys to peace of mind by showing you how to optimize your cash flow by properly managing receivables, payables, payroll, payroll tax reports, 941 quarterly returns, 940 annual returns, W-2 and W-3 returns in your construction business regardless of the economy, Sharie DeHart

The Contractors Profit And Growth Accountant – Shares the keys peace of mind by showing you how to optimize your bottom line profits by spending five minutes a day reviewing the Five Key Performance Indicators (KPI) of your construction business performance. And by regular phone and/or in person strategic consulting sessions where we focus on what your company needs to do to help you achieve your definition of success, Randal DeHart

Unlicensed Contractor – Someone who thinks they can save their customer money by scamming the system with supposedly lower overhead than likened contractors. All too often they provide FREE labor and material because they cannot sue customers for payment.

Warranty Work – The project that never ends

Wealthy Contractors – Work on building relationships and innovating (faster/better/cheaper)

Wealthy Contractors – Have million dollar conversations with their mentors

Wealth – Not working because you have enough cash to live the rest of your life

Working On Wrong Stuff – You can’t get rich with your head in the ditch

Source by Randal L DeHart

Crystals That Help You Battle With Fatigue and Stress

How many times after enjoying a nice lunch, you feel like you are prepared for a nap, or maybe after a workout, or a run in the beach you seem to feel exhausted… this sort of afternoon slump may be alleviated using crystals instead of caffeine drinks or sugary snacks.

*To hike up your afternoon fatigue; crystals like Ruby, Amber and Red Jasper are good options. Ruby and Amber are reloading stones, and will help jumpstart your system. You can complement with Aventurine, to add optimism to the mix.

Having plenty of energy is vital to fulfilling our lives; to enjoy life, one needs a good supply of energy. We can restore and balance our energy levels with a proper diet, rest and sleep… also with the use of crystals.

You can try some of these remedies:

* Amethyst, Rose Quartz, Carnelian, Pyrite and Fire Agate, any of these can be carried around the sacral and base chakra area for tiredness, add Sunstone, Hematite, Ametrine, and Dioptase if you’re fatigued. Use them in combination with Rutilated Quartz, Smokey Quartz or Clear Quartz for an energy boost.

What happens when you’re so wore down and you feel you may sleep for a week? Your mind just won’t switch off? Take a cup of chamomile tea, listen to some calming music or practice meditation? Go for it!

* To bring a more relaxing sleep you can place Rose Quartz and Amethyst beneath your pillow; these quieting stones will help greatly if you feel overwhelmed or experiencing insomnia. Blue Lace Agate can be held in your hand to help you relax your entire body.

* Lolite is a crystal that aids in the quality of your sleep and helps with headaches, mental tension and eyestrain, by calming those overtaxed nerves.

Fatigue may be caused by illness, stress, over work, etc. if you carry a high vibration crystal or stone, its energy will merge with your own correcting and restoring balance.

*Apophyllite is a high vibrational crystal which can raise your energy and assist with fatigue… Try lying down, with it placed just above your crown and a Hematite and Clear Quartz below each foot, along with a Rose Quartz in the middle of your chest.

* For a quick fix, or to re-energize try sitting down with your feet on the ground and holding a clear quartz in each hand pointing inward. Breathe deep and slowly in a relaxed state for 15 minutes. This will give you an instant energy boost.

So, whether you’re a long-distance runner, or simply living the day by day issues… these crystals can help you battle with stress and fatigue and remain relaxed, serene and energy recharged.

Source by Monique Solares

Advantages of Taking a Holiday in Your Own Country

If you have to make a choice of a holiday destination, will it be in your own country or will it be in another country? Of course, there are many attractions to holidaying abroad, the experience of a different culture, different landscape and lifestyle.

However, on a different angle, you too can have an enjoyable holiday in your own country. Many of us forget or take for granted the attractions in our own country. Sometimes, a foreign visitor knows more about these attractions.

Staycation is a new word that has come to use recently. A staycation is a vacation spent at your home or takes short trips from their home to area attractions, parks and nearby cities.

So why not consider the following points for a great staycation:

1. Rediscover places you have visited when you were young. Share your childhood holiday memories with your children.

2. You can do several short breaks like weekend breaks to the countryside, theatre breaks, adventure breaks or spa breaks.

3. Visit the tourism office and find out about new places to visit. Sometimes, being in our own country makes us complacent about trying new things or exploring new places.

4. Talk long walks in the countryside, you could discover hidden gems; scenery that you didn’t know exists.

5. Travelling with the family is less of a hassle. There is no massive number of luggages to pack and no worries about food.

6. As you are familiar with the custom, language and way of life, all you need to do is relax and marvel at the beauty of your own country’s landscape and history.

7. This is also a good time to go to the places you have always wanted to visit.

8. Instead of going overseas for holiday theme parks, why not explore your own holiday theme parks. You would be amazed that they offer the same kind of adventures at a lower cost.

9. Go for a camping holiday, it is easier to bring your gears such as tents, cooking utensils, bicycles and trekking boots when you are camping in your own country.

10. Find a new hobby or indulge in your interest. Go for a fishing holiday in permitted nature reserves, a boating and skiing holiday off the coast or a golf holiday in a golf resort.

The internet is a good place to look for ‘Staycation’ offers. Look out for offers for locals; these businesses need your custom even more now. Go on, this is the time to rediscover your country and its splendor.

Source by Jennifer Lim

The Importance Of Global Warming Awareness 2007

Composite findings of about 2,000 scientists do not augur well for future years due to the alarming rate the earth’s lower atmosphere is warming up. The world is being warned of hunger and thirst for millions (even billions) due to global warming. The continuous emission of greenhouse gases such as carbon dioxide and methane has worsened the situation especially in the most recent years. Global warming has triggered climate change in all parts of the world, most apparent of which is the warming of the polar zones which has flushed water from the melted ice to the oceans, disrupting the ecology and the affecting the lifestyle of thousands of people.

Millions of homes (pegged at 7 million) could be washed away by sea levels that are continuously on the swell. The Great Barrier Reef, the pride of Australia and the refuge of most of the world’s most treasured sea creatures, (the living reef in itself considered as the biggest organism in the world) could die in just decades, the same reports say. This is part of the draft of the UN Intergovernmental Panel on Global Warming Awareness 2007 or IPCC. This highly compelling study from IPCC is a significant development it has always been reputed for no-nonsense (neutral), highly statistical (cautious) reporting.

Australia is a focal point in one part of the reports, warning on the effects of warmer and more acidic seas on the Great Barrier Reef (mainly coral bleaching) by 2030. This detrimental effect is caused by the death of the corals, leaving only its skeleton (used to be sold but is now prohibited as decorative items tourist shops).

In the report, scientists say that the coast northeast of Australia known as The World Heritage would be most damaged by warmer temperatures. This means extinction of more than 133,000 square miles of underwater living wonders.

Over the past century (reference year 1900), global temperatures on the average have risen from 0.7 to 0.8 degrees. This has been documented as the culprit in the ongoing death or bleaching of the Indian coral reefs, as well as those in the Indian Ocean. Warmer temperatures also means more evaporation increasing the concentration of water vapor in the atmosphere, another influencing factor that has increased the greenhouse effect over the oceans by 4% over the past 35 years.

Once temperature increase reaches 2 – 3 degrees above that in 1900, Australias alpine zones will totally be gone. Another scary consequence would be the imminent total destruction of Amazon forest system of South America. The greatest casualty: biodiversity.

As with any late realizations, global warming awareness is not without tradeoffs in regards to human and economic costs, which is relatively higher in poor countries. Many African countries are now being debilitated by very serious water shortages. Flooding of coastal areas in low-lying regions is now a common phenomenon. Hardest hit are Bangladesh and many islands along the Pacific.

Other alarming consequences of global warming include:

Killer heat waves . They will be worse, will last longer, and will be more frequent than that of summer 2003 which hit southern Europe.

Stronger, more destructive tropical storms and hurricanes. There will also be marked increase in rainfall and flooding of coastlines.

High probability of ice-free summers in the Arctic, ongoing melting of mountain glaciers, ice caps and ice sheets.

Significant rise in sea levels. Even if carbon dioxide levels will be stabilized, the world will still stand witness to higher sea levels 0.43 meters higher in 2100 and 0.8 meters by 2300.

Source by Angel Abdulnor

Wine Cellar Lighting Information And Management Tips

Aside from humidity, vibration and temperature, lighting is one of the factors that will determine the quality of your cellar condition. The wine’s ability to produce sweet and delicious tasting wine depends on your management techniques of these factors.

The Importance of Proper Wine Cellar Lighting

The selection of wine cellar lighting must be done with utmost care because improper lighting can have an adverse effect on the room temperature and consequently on the wine’s quality and aging process. A good light is necessary in order to stack and organize the wines properly, select the bottles you need, read labels and find your way through the wine storage. If you have a commercial wine cellar, your light fixtures will allow you to showcase your wine collection to your prospective customers. It may not be as indispensable as wine cooling system because wines can thrive well even in dark caves but a proper lighting system can have an impact on the wines visual appeal and the marketability of your product.

Because wines are sensitive to sunlight, most lights used in wine storage have UV ray protective coating to prevent wine spoilage or premature aging. Of all lights, the recessed can light is the most popular because it acts as the main light illuminating all the four corners of your wine storage area. It comes in different sizes, shapes and styles and has the ability to minimize glare and control room brightness.

Another lighting that is easier to install as compared to recessed can lights is the track lighting or spotlight. It is intended for accent lighting in vertical display wine racks and comes in varying lamp styles with movable track heads shining in the direction you like. It can also be mounted on walls, ceilings or cables.

LED (light emission diode) lighting is used by many wine collectors because it is energy saving, durable and has low heat emission and no harmful UV rays. It is a bit expensive though as compared to other lighting materials, but considering the longevity of the product’s life span and its low energy usage, a cellar owner can have more savings by using LED lights.

To be functional and effective, cellar lighting should emit as little heat as possible. This you can do by using incandescent bulbs or other products which has UV protective coating and so they produce less UV lights over fluorescent lights.

Exposure to UV rays, otherwise known as “light shock” can stimulate your wine’s stable organic compounds thus damaging your wine. A few hours of light is fine and this will not likely cause damage to your wine but prolonged light usage tends to exude more heat which could affect your wine’s cooling system. To control the environment, all you need to do is turn off the lights. But then how would you know how much light is enough?

Tips For Managing Your Wine Cellar Lighting

You may use a light timer or switch timer to help regulate light. This is a great wine cellar accessory for controlling your light and is a good safety device. It helps when you accidentally leave on the lights in the wine room.

Use of adjustable lighting or a dim light switch to lower the heat emission of lights thus maintaining the temperature requirement of your cellar. Most of the recessed can lights have this feature.

Provide a switch outside the wine room so that even if you leave the lights on, you won’t have to enter the cellar door once again. With just a push of a button, you can just put off the lights even when you are outside of the room. A light indicator can also be used to remind people in your house or business that there is an unattended light inside the cellar. The added monitoring features that you will install to your wine room can immensely help to achieve proper lighting in your wine area.

Lighting is an integral part of your cellar’s beauty and functionality. The overall mood and d├ęcor of your wine room will be enhanced by a good wine cellar lighting design and installation. Your lighting will provide the illumination you need as you store and organize your wine collection and will make the products viewable to your guests.

And so, whether you have a residential or commercial wine cellar or if you’re planning to have one, with proper light and other wine cellaring management techniques, your wine room will not only have an ideal ambiance but it will certainly produce quality wine.

Source by Juliette Johnson

Cheaper Tea Than Teavana – Where To Buy Inexpensive, High-Quality Loose-Leaf Tea

Teavana is a popular chain of tea stores in the United States. Although the teas sold by Teavana are consistently above-average quality, there is concern that Teavana’s prices are high. My personal opinion is that although Teavana does sell top-notch tea, I also think that it is possible to obtain similar products from other companies for lower prices.

This article outlines some of the other sources of buying high-quality loose leaf tea, sources that are cheaper than Teavana. Inexpensive does not necessarily mean low quality. I have tried to cover a broad range of prices in this article, so I will cover companies priced slightly lower than Teavana to those offering more bargain buys, but I will focus on companies that sell high-quality loose-leaf tea for reasonable prices.

Upton Tea Imports:

Upton is a very different sort of company from Teavana; it focuses on pure teas and single-origin teas, rather than blends. Its true strengths lie in black teas from India, such as Darjeeling and Assam, although it has quite a selection from China as well. Upton has many offerings which are priced well under $10 for 100-120grams, or about 1/4 a pound.

Ahmad Tea:

Ahmad is a brand of tea, based in London, which is marketed primarily towards a middle-eastern audience. Ahmad is the most popular brand of tea in Iran, and is widely available in boxes in middle-eastern stores. I find it to be an excellent choice for strong black and green teas; many of their offerings are under $10 a pound, yet have impressive quality for this price.

Sustainablity-focused companies: Rishi, Arbor Teas, Shanti Teas:

Three companies that I also like to recommend are Rishi Tea, Arbor Teas, and Shanti Teas. These companies tend to have significantly higher prices than Upton or Ahmad, but the higher prices are associated with an increased selection of organic certified and fair trade certified teas. These companies are all leaders in sustainability. Rishi, being the oldest of the three, is the best-known and the one whose teas I have had the most experience with. If you are going to pay top dollar for your tea, I would recommend buying from one of these companies; many of their teas are still cheaper than Teavana, but you will be paying to empower the tea producers, protect the environment, and preserve local traditions of production in developing countries rather than just paying for the high rents in high-end shopping malls that you are paying for when you buy Teavana’s tea.

In summary:

Teavana’s teas are high quality, but are also high-priced, and are in my opinion, overpriced. There is no company exactly like Teavana, but there are many good alternatives from which you can buy loose-leaf tea at reasonable prices. My personal recommendations of companies to buy from include Upton, Ahmad Tea, and the sustainability-focused companies like Rishi, Arbor, and Shanti Tea, which have a lot of organic and fair trade certified offerings.

Source by Alex Zorach

How to Obtain Title For Abandoned Real Estate Through Adverse Possession in the State of California

What is Adverse Possession? How can I obtain title to real estate?

In a nutshell adverse possession is a process where a person or an investor can obtain the ownership or title of real property from another person because the owner has abandoned the property. This is done by simply taking possession of that property in the manner prescribed by state law.

In doing so, you can, literally acquire ownership or title of the real property for just paying the back delinquent real estate taxes and the cost to file a quiet title lawsuit establishing that you obtained title to the property through adverse possession. In other words, you can take title of valuable property for a incredible discount.

The Law of Adverse Possession

The laws governing adverse possession is local state (or, in Canada, territorial law); consequently an Abandoned property investor must look into the specific laws of a specific state or Canadian territory where the real property is located. Since the laws are different dramatically from jurisdiction to jurisdiction and can often be confusing, anyone wishing to take title to real property through adverse possession should contact a knowledgeable attorney before attempting to do so.

In order for you to begin understanding the requirements of Adverse Possession let’s look at a specific example. Below is a closer look at th California Adverse Possession law. We will use this law to identify and explain some of the more common terms used in Adverse Possession.

California Adverse Possession Law

Briefly, California state law states that Real Estate investors wanting to obtain title to another person’s real property through adverse possession MUST satisfy all the following Requirements:

1.That the Abandoned property investor’s possession was held under either (1) a claim of right or (2) under color of title:

2.That the Abandoned property investor’s possession was actual, open and notorious;

3.That the Abandoned property investor’s possession was hostile, adverse an exclusive;

4.That the Abandoned property investor’s possession was continuous and uninterrupted for a period of five years;

5.That the Abandoned property investor paid th real property taxes during that five-year period.

Possession must be held under either (1) a claim of right or (2) under color of title.

The California statutes governing adverse possession and as well as the statutes of most other states make a distinction between claiming adverse possession based upon a “claim of title founded upon a written instrument or judgment or decree” (often referred to as a claim under color title) and claiming adverse possession based upon “a claim of title exclusive of any other right, but not founded upon a written instrument, judgement, or decree” (often referred to as a claim as either a claim of right, see California Code of civil procedures Section 322 and 323. As to such claim under claim o right, see Code of Civil Procedures Section 324 and 325.

Basically a claim of adverse possession based upon color color of title is one where the claimant(Abandoned Property Investor) took in good faith possession under a deed (or some other written instrument) or judicial decree that appeared to transfer good title, but was defective. For example, a tax sale investor might take adverse possession through color of title for real estate bought at a California county tax-defaulted sale where the sale was conducted improperly and, consequently, the deed was void.

“Claim of Right” or “Claim of Title”

Abandoned property investors attempting to take title to real estate through the doctrine of adverse possession are generally more interested in taking such title through “claim of right” or “claim of title”. Under this doctrine, an investor merely needs to take actual possession of the property and hold that possession as required by appropriate jurisdictional law.

As might be expected, the requirements to establish adverse possession under a claim of right are (under California law and under the law of most all other states) are more strenuous than those associated with claiming under color of title.

In order to be accurate as the specific requirements for a claim of right refer to the specific state statutes. Again, to be safe consult with a knowledgeable attorney in the county where the property is located.

Possession must be actual

As will be seen below, an abandoned property investor claiming possession under the doctrine of adverse possession does not have to personally occupy or live on the real estate to be in actual possession of the property. However, actually living on the real estate is probably the strongest and clearest evidence that possession is actual.

Possession by tenant as actual possession

Real property can be occupied, lived on, and actually possessed by a tenant under a tenancy agreement. Take, for instance, if you look at the California appellate case of Traeger v. Friedman (1947) 79 CA 2d 151. In that case, the adverse possession claimant took possession of a apartment building through tenants and, then, managed and rented for five years. She evn paid the real property taxes out of the rent. The California court held that she had met the actual possession requirement needed to perfect title under adverce possession.

Possession is deemed actual if lands is “protected by a substantial enclosure”, “usually cultivated or improved”

If the adverse possession is claimed based on a claim of right, then California Code of Civil Procedure Sections 324 and 325 apply.

A abandoned property investor’s possession is deemed to be in actual, open and notorious possession of specific real property under a claim of right when that person has either

1.”protected” that property “by a substantial inclosure” OR

2.That person has “usually cultivated” OR

3.Has “improved” tht property.

If the real property being taken through adverse possession is a lot and acreage and cannot be actually possessed (i.e., lived on) then that property must be either “protected…by a substantial inclosure”, “usually cultivated”, or “usually improved”.

If the property is protected by a substantial inclosure, then the inclosure must be “substantial” enough to give the true owner notice of the investor’s Claim of adverse possession during the entire prescriptive period. Older Cases hold that the inclosure must be substantial enough and remain so throughout the prescriptive period of five years and protect all sides of the property claimed from intrusion by cattle or other animals. If the inclosure is so damaged as not to be able to protect all sides of the property from such intrusion, then the Abandoned property investor or claimant must promptly repair that damage inclosure or risk being found by the court to have not met this requirement.

Meeting ANY one of the three alternative, meets the actual possession requirements for adverse possession even though the Abandoned property investor or claimant does not live on the property.

Additionally, California cases have held that although “grazing” or “pasturage” is not mentioned in the Code of Civil Procedure Section 325 reproduced above, it is a method whereby an investor can take actual possession.

Possession Must Be Open And Notorious

Basically, an owner of real estate will not lose that real estate through the doctrine of adverse possession unless the manner in which the investor holds actual possession would provide reasonable notice of that possession if the owner inspected the property. Repairs and improvements made to houses such as painting the ouside of the house, keeping up the outside ground, etc. are examples of such actions.

However, an owner can lose title to real estate through adverse possession even through he or she is never actually aware of the possession because the owner never visited the real estate to discover the improvements made by the abandoned property investor.

Possession Was Hostile, Adverse And Exclusive.

Basically, if the abandoned property investor or claimant is in possession under color of title, then that possession is deemed to be adverse and hostile to the true owner and it is not necessary to offer any further proof.

However if the Abandoned property investor or claimant is in possession under claim of title, then the claimant must prove that the possession was hostile and adverse. The word “hostile” does not mean that the possession was “overtly antagonistic” to the owner; it means simply that such possession is “inconsistent” with that of the true owner.)

It must be shown that the possession was in violation of the true owner’s property rights and that it should give rise in the owner a reason to begin an action to terminate the Abandoned property investor or claimant’s possession or use.

Possession of the property with the owner’s permission is not hostile or adverse. see California Civil Code Section 813 which provides a better legal explanation of this process.

Basically what the California Civil Code Section 813 means that the owner of the property can give permission for the use of that property by the general public or specific individuals. The statute further states that: “In the event of use by other than the general public, any such notices, to be effective, shall also be served by registered mail on the user.

The claimant’s use must also be exclusive, use of that property by the legal owner or any other person except the claimant or abandoned property investor or a tenant of the claimant or abandoned property investor holding possession on behalf of that person will probably defeat a claim of title through adverse possession.

Possession Was Continuous And Uninterrupted For Five Years.

This requirement can be found in Civil Code Section 1007 when read together with Code of Civil Procedure Sections 318, 319, 321, 322, and 325. Most specifically, Code of Civil procedure Sections 325 provides:

“provided, however, that in no case shall adverse possession be considered established under the provisions of any section or sections of this code, unless it shall be shown that the land has been occupied and claimed for the period of five years continuosly, and the party or persons, their predecessors and grantor’s, have paid all the taxes, state, county, or municipal, which have been levied and assessed upon such land.”

The requirement does not mean, however, that the investor must be physically on the land every day for five years. For instance, if actual possession of a home or other rental real estate is held by tenants on behalf of the adverse possessor or abandoned property investor, then ordinary vacancies will not disrupt the continuity of the possession.

So, if an investor were to take possession of rental property, for example, and there were normal vacancies that occur, these vacancies would not be considered a violation if the five year occupancy requirement. It also means that the investor does not have to live on the property to make this claim. That means you can claim adverse possession at multiple properties as long as the property is safe and liveable for tenants. That means a positive cash flow while waiting in the prescribed period and also without your physical stay at your property.

Claimant Paid The Real Property Taxes During That Five Year Period.

See Code of Civil Procedure Section 325 which governs this requirement

The Abandoned property investor or claimant must prove that he or she has paid all taxes that have been levied and assessed against the real property claimed during the entire five year period. A failure to pay taxes assessed for any one year will defeat a claim for adverse possession. Then the claimant must also pay any delinquent taxes outstanding for years prior to the start of the claim for adverse possession. For more details please refer to the case of Los Angeles v. Coffey (1963) 243 CA 2d 121,125.

Under the law of the state of California, if a Abandoned property investor meets all the requirements of the law of adverse possession under claim of title, then that person becomes the true legal owner of the real estate that has been abandoned. If the legal title of the real property was held by the former owner with no outstanding liens that superceeds the tax lien, then the investor will have acquired the real estate for, basically, just five or more years worth of back delinquent real property taxes or for just a small investment.

So, What Should A Abandoned Real Property Investor Look For?

The two most important principles of the law of adverse possession is that a Abandoned real property investor wants to see are the following:

1.The ability to take adverse possession under Claim of right or claim of title as opposed to color of title and

2.A relatively short prescriptive period. The period of time the Abandoned property investor must adversely possess the real property before that investor can obtain title to the real property.

You are probably asking yourself, Why?

Because in the state of California, the period or prescriptive period is five years based upon the California Code of Civil Procedure. However in some states the period can last from 10, 15 or 20 years until you get title through adverse possession.

Source by Josue Zengotita

15 August 1945: USS Concord Fires Last Shot of WWII – 15 August 2015 Marks the 70th Anniversary

Other war ships claimed to have fired the last shot of World War II, but that distinction goes to the USS Concord CL-10, a four-stack light cruiser named for the Massachusetts town where the first ordered shot of the American Revolution-“the shot heard ’round the world”-was fired.

“I had no idea I was present for this historic event,” Thaddeus Buczko of Salem, Massachusetts, told me in a recent interiew, “until I read about it many years later in a veterans’ magazine.” At the time, 19-year-old Buczko was serving in the U. S. Navy aboard the USS Bearss (pronounced “barce”). The Bearss was one of the destroyers that comprised Task Force 92 serving in the Northern Pacific Ocean, along with the light cruisers Concord, Richmond, and Trenton.

By 15 August 1945, Nazi Germany had surrendered to the Allied Forces in Europe (8 May), and atomic bombs had been dropped on Hiroshima (6 August) and Nagasaki, Japan (9 August). Did Buczko and his shipmates have a sense that the war was ending? “No,” Buczko says. “We heard that the Germans had surrendered, but we were all the way over in the Pacific. We were still at war. We heard about the bombs being dropped in August, but we were unaware of the consequences and had no idea what was going to happen next. We were still under orders.”

On 15 August 1945, Task Force 92 bombarded shipping and shore installations in the Japanese Kuril Islands. The Concord was tasked with opening fire on Shasukotan Island, firing “salvo after salvo” with her six-inch “twin guns” and the five-inch guns of the Task Force’s destroyers, including the Bearss, according to the account by Fred A. Lumb that Thaddeus Buczko read years later.

Lumb continues: “At last Capt. C. A. Rumble, commanding the Concord and the little task group, gave the ceasefire order. The destroyers’ guns became silent. About a minute later, Lt. Comdr. Daniel Brand, the gunnery officer, high aloft in forward fire control, saw to it that one more round was fired by the Concord.” Because the last shot had mis-fired just before the ceasefire went into effect, the ship had to receive special permission from the Task Force Commander to fire one last time rather than retrieve the ammunition manually. That was the last shot of the war.

Ensign Robert P. Crossley of the Concord described what happened next: “News of Japan’s acceptance of the Potsdam Surrender terms… was received aboard the Concord by radio as she steamed toward the Aleutians following the Navy’s final offensive strike against Japanese territory… the shot heard ’round the world from the Musket of the Minutemen of Concord and Lexington on April 19, 1775 had re-echoed with even greater fury and meaning as this proud bearer of the minuteman tradition fired the final naval gun salvo of World War II, a few seconds after 8:06 p. m. (Japan time).”

Fred Lumb concludes: “Within the hour, Ens. Robert Crossley was in the coding room, just off the radio shack, typing Concord’s claim to having fired the last American shot of the war.” The Navy soon verified their claim.

The crew aboard the Bearss received the news of Japan’s surrender by loud speaker, with very few details. Buczko recalls, “Even when we were informed that the Japanese had surrendered, we wondered if the Japanese ships and pilots out there knew it. We were still ever-vigilant. We could still be attacked.”

As for hearing the war was over? “We were all just matter-of-fact,” Buczko says. We were very tired. There was no elation, no jubilation, like you hear about everyone in the States.” In the Aleutian Islands, the Bearss and the Concord repaired damage to the ships, re-supplied, re-armed, and prepared for orders. They prepared for boarding parties. “We knew we were going in,” Buczko explains, “but we didn’t know when or how.”

On 2 September 1945, the Japanese and Americans signed the official surrender document aboard the USS Missouri in Tokyo Bay.

In the Aleutian Islands, orders came for the Bearss and the Hood, another destroyer in the Task Force, to rendezvous with a Japanese ship carrying the emissaries who would sign U. S. Naval Emergency Occupation Order No. 1. The Order would turn over the Ominato Guard District Area to the United States, specifically: “That portion of the islands of Honshu and Hokkaido between Latitudes Forty Degrees and Thirty minutes and Forty-two Degrees North and between Longitudes 139 degrees and 142 degrees East is hereby declared the Ominato Guard District Emergency Occupation Zone.”

The Bearss and Hood rendezvoused with the Japanese delegation’s ship in the Tsugaru Straits, “a fifteen-mile-wide body of water separating the northern coast of Honshu and the Island of Hokaido,” Quartermaster Edwin E. Douglass wrote in his account of the day.

QM Douglass continues: “The Japanese crew had painted a white cross on their ship’s funnel, the emblem of surrender. As the ships approached each other, it was indeed a tense moment for every man aboard until the Japanese raised the international code of flags giving us assurance her intentions were strictly peace loving.” Even so, while one of the Hood’s small boats went out to transport the emissaries to the Bearss, the Bearss and the Hood circled the Japanese ship, guns trained on their potential target. The Bearss also took on U. S. Marines and media personnel. While everyone boarded the Bearss, Buczko was top-side manning two 36″ search lights, observing it all, but having “no idea of what was going on,” he remembers.

The Japanese ship guided the Bearss and the Hood through the heavily mined Tsugaru Straights into Matsu Bay for occupation duty. “When we pulled in,” Buczko recalls, “I remember observing Japanese people abandoning the city in haste for the mountains, carry their belongings or using anything with wheels. I think were in fear of the occupation forces.”

The United States and Japan signed Emergency Occupation Order No. 1 on 9 September 1945 aboard the USS Panamint, the flagship of Vice Admiral Frank Jack Fletcher, Commander, North Pacific Force and Area. Among the Order’s instructions, the Japanese would provide:

  • Lists of all Japanese “land, air, and anti-craft units, showing locations and strength in officers and men”
  • Lists of all aircraft (military, naval, and civilian), naval vessels, and merchant ships, their type, condition, and locations
  • Detailed information, including maps, of “all mines, minefields and other obstacles to movement by land, sea or air”
  • “Locations and descriptions of all military installations and establishments… together with plans and drawings of all such fortifications, installations and establishments”
  • “Locations of all camps and other places of detention of all United Nations prisoners of war”

Further stipulations regarded minesweeping, and the provision of transportation, labor, materials, and facilities as directed by Admiral Fletcher.

In his introductory remarks to the Occupation Order, Admiral Fletcher expressed his hope that the occupation would proceed without “any incident that would only increase the sufferings of the Japanese people.”

Concluding his personal account of the signing, QM Douglass wrote: “Another drastic and useless war had ended, another lesson had been learned testifying that man wraps himself in a blanket of ideals and luxuries, then with a match sets the world on fire, finding he was destroying himself as well with the seeking of leadership and fame.”

The officers and crew of the Bearss held a flag raising ceremony at the Ominato Base. QM Douglass observed, “The ancient empire today stands beneath the flags of the United Nations. A destroyer and her crew received a ‘well done’ as the stars and stripes were raised over Ominato, proving that nations combined shall oppress all who intend to destroy the human race.”

Heading Home and Conclusions

After a period of occupation duty, the USS Concord sailed for Boston to participate in Navy Day on 27 October 1945. According to the Navy, she was the first Navy cruiser named for a Massachusetts city or town to visit the Commonwealth since the surrender of Japan. Some 18,000 people lined up in Boston to board the ship and view the turret of the “twin six” that fired the last shot of the war. (The gun and mount are now on view at the Naval Museum in Washington, D. C.) Visitors also saw a bronze replica of the famous Concord Minuteman Statue, a memento of the first “shot heard ’round the world” of the Revolutionary War and the ship’s “mascot.”

The Concord received one Battle Star for her service in the Kuril Islands Operation. After visiting Boston, she returned to her home port of Philadelphia where she was decommissioned on 12 December 1945 and sold 21 January 1947.

Following her occupation duty, the USS Bearss sailed for Hakodate, Hokkaido, to Yokosuka in Tokyo Bay, and then returned to the States via the destroyer base in Hawaii to San Diego, California. From there, the Bearss passed through the Panama Canal and arrived in Charleston, South Carolina, on 23 December 1945. She had participated in eight sea strikes with no casualties. The Bearss was brought back into service in 1951, decommissioned in 1963, and eventually sold for scrap.

After a 30-day leave, allowing him to return home to Salem for Christmas of 1945, Thaddeus Buczko (today, age 89) was assigned to the aircraft carrier USS Midway until he retired from active duty.

He went on to receive a B. A. from Norwich University (with honors) and was commissioned as a 2nd Lieutenant in the U. S. Army. While pursuing his law degree at Boston University, in June 1949 Buczko was commissioned by the U. S. Army to serve as a Reserve Officer with the 304th Armored Calvary Regiment. He was recalled to active duty in 1952, during the Korean War, where he served as a Unit Tank Commander with the 3rd Armored Division and as Assistant Staff Judge Advocate for the Division. After the war, Buczko served with Civil Affairs units (military government). He commanded the 357th Civil Affairs Area B Headquarters. He also served as Chief of Staff of the 94th Army Reserve Command, which was comprised of more than 12,000 citizen-soldier reservists in over 100 reserve units in New England. In 1979, Buczko retired at the rank of Colonel after 30 years of service in the Army. For his service, he received the Legion of Merit medal.

Thaddeus Buczko has served as a Salem City Councilor, Massachusetts State Representative, Post Master of Salem (appointed by President John F. Kennedy), Massachusetts State Auditor, and First Justice of the Essex County Probate and Family Court. He is credited with bringing Pope John Paul II to Boston in 1979. He continues to reside in Salem.

Source by Bonnie Hurd Smith

Every Farm Business, No Matter How Small, Needs PC-Based Record Keeping & Accounts Automation

The Reasons Some Business Owners Give Against Adopting Computers ACTUALLY Provide Perfect Justifications For Them To Do So!

The irony about most of the excuses these business owners give for not wanting to adopt computers, is that those reasons in themselves provide GREAT JUSTIFICATION for the owners to employ computer-aided monitoring of their business’ performance. Among other benefits, such as time saving and increased human resources productivity, doing so facilitates better informed and timely decision making! This is because the use of computers (via software automation) enhances more COMPREHENSIVE analysis.

With proper planning, including use of standard manual data recording formats which subsequently serve as “source” documents for making computer entries, the perception of “difficulty” in the use of computer automation can be removed from the minds of many.

The use of computers DOES NOT have to cost you an arm and a leg. You do not for instance have to go about it in the manner a multinational would ! I do ALL my work on a computer that I have now owned for four years. With a 256MB RAM, 40GB Hard Drive, and other standard features, it cost me less than N70,000(N135 naira = $1.00 US Dollar approx as at time of writing this) to get it, and today would cost round about the same amount or possibly less, what with all the competition. Many business owners out here will probably find that THIS type of computer system specification I use will be just right for them.

So what does N70,000 over a four year period come to? Very little, when you think about what you will be able to do. Consider also that I STILL have no plans to replace the computer any time soon because I know I can get it upgraded to deliver higher performance, at a fraction of the cost of purchase.

Aside from the computer, you need nothing more than your hands (for typing your records); a spreadsheet application like MS Excel(to post your data into, for subsequent analysis); or you could use a custom spreadsheet software I can build for you to make posting your data for analysis and accounts preparation EVEN easier.

What we are talking about here is a LONG TERM solution that will pay for itself many times over by SAVING you hundreds of hours of effort/time PLUS it will eliminate the pain of having to worry about making sense of what’s happening in your farm business.

For instance, some farm owners cannot even be sure if they are making profits or running at a loss, because the thought of sitting down to do ALL the needed calculations is just too DAUNTING. That’s a problem you are not likely to have if you adopt the SIMPLE computer based automation I have described above for YOUR farm business.

Computation Of Your Farm KPIs Will Take MUCH LESS Time & Effort When Automated

In order to really get maximum value from computing the five(5) Key indicators we describe as essential for monitoring your business’ performance, the use of computer based automation cannot be over-emphasised.

If you really want to operate your business in a manner that ensures you don’t get overwhelmed by the day to day requirements, you MUST as a matter of priority incorporate computer based automation into your routine data recording, analysis and accounts preparation.

Just imagine how useful it would be, to be able to click your mouse and have displayed on your computer screen ALL the important financial data, especially the five(5) KPIs described here!

You would spend LESS of your time punching a calculator (or asking your operatives/manager to do it), LESS time wondering if ANY data was missed or if there was a wrong input or incorrect calculation method employed. Instead you would be able to focus MORE on thinking about the computed performance indicators against the background of farm management decisions/actions you took over the course of the period for which they were estimated.

What you learn as a result will guide you in taking future decisions – and over time you will be able to ensure MORE consistency in your farm business operations – leading to consistency in output, and by implication, income.

But You Do NOT Even Need To Own A Computer To Automate Your Farm Business Records Keeping/Accounts

YES – that’s right, you don’t! Let me explain why :

1. Not everyone who visits/uses cyber cafes and business centers owns a PC at home – especially here in Nigeria/Africa.

2. Yet most users of cafes and business centers will often produce letters, reports and other documents while in those places, which they will print for use in their work and/or businesses. Sometimes they email the finished documents to associates via the Internet. These are everyday people just like you and I. You probably do the same thing from time to time too!

3. In order to do the above ALL they need to have is MONEY as little as N150 to N200 (N135 = $1.00 US Dollar approx) to gain about ONE hour of access to an Internet connected PC or – one not online which they would use for typing/preparing their documents.

4. The only other thing they would want to own is some removable storage device(like a floppy disk or better still a flash drive etc) on which copies of the documents they produce at the end of their stay in the cafe or Business center can be stored – for retrieval at a later date.

Going by the above therefore, if you don’t feel convinced enough to invest in a computer for your business today, it is obvious that THAT does not stop you from using computer-based software to automate your farm records keeping/analyses and accounts preparation.

I have seen people sit for upwards of four(4) hours at a stretch in a cyber cafe, typing handwritten data from a paper based spreadsheet source containing various tables into a computer-based Excel spreadsheet – adding formula generated totals and other summaries before emailing the completed document to a waiting party in some other geographical locations!

Hopefully those who choose to work this way would have done the maths and can justify having to work that way. It is however DEFINITELY better than having to depend on manual, paper-based and/or calculator-aided preparation of business records/accounts!

Summary – There Really Is No Justifiable Reason NOT To Automate Your Farm Business’ Records & Accounts

You stand to gain MUCH more than you could possibly lose – both in the short and long term by adopting computer-based automation for your farm (and any other) business.

And when we talk about the “long run”, even the person visiting cafes and business centers to work, will eventually be forced to weigh the inconvenience of doing so, PLUS the attendant costs over time, against the many benefits derivable from working on his/her own computer without being under psychological pressure to finish on time so as to avoid having to pay for an extra hour!

In the long run therefore, owning a PC for your business – even if just ONE – will do you, and your business a whole lot of good.

BUT, you can always start by working from a cafe or business center – where using a custom software built for you can even help you work FASTER so you can finish in less time, and therefore PAY LESS to the cafe owner!

Or BETTER STILL, you could do your work in a friend’s place (where you may be able to use a computer for FREE!). Any approach you adopt, so long as it helps you get started with using computer-based automation for your farm business records keeping/accounts, WILL work better than if you continued with manual/calculator-aided methods!

Source by Tayo Solagbade