Your First Car Loan Will Help You to Build Your Credit Score

Buying your first car is an exciting experience. But, to buy your first car, you need to apply for your first car loan. And for getting the loan, you need a good credit score. But, what if you have zero credit score? Don’t worry. You can approach the lenders who help first time buyers. With the help of a specialized lender, you can buy your first car. And, by making timely payments, your credit score will improve as well. It’s like killing two birds with one stone!

Car Shopping Tips for First Time Car Buyers

· Consider your Lifestyle

The car market is a vibrant market with several options. A different car is available for each income group. If you are confused about choosing a car, your lifestyle will help you in defining your car. Do you need a fuel-efficient vehicle or a vehicle that has backseat space for the kids? The choice remains with you.

· List down the Car Models

Make a list of car models based on your requirement and budget. Which type of car pleases you and your family? Is it a sedan, a hatchback or an SUV? You should take into consideration various factors such as family size, utility, road conditions etc. before making a decision.

· Prepare a Budget

Inspect all your financial resources to calculate your budget. The price of the car isn’t the only cost that you need to consider. You need to remember different costs such as insurance, fuel, maintenance and loan payments.

· Apply for your First Car Loan

Shop around for the best interest rate. First car loans are available at banks and dealerships. And, due to competition in the financial market, the interest rates are quite low. Thus, affordable interest rates will make becoming a car owner affordable for you.

Look ahead: How to get your First Car Loan and improve your Credit Score?

When you are buying a car for the first time, you may explore various financing options. As you are a first time buyer, you are likely to have zero credit score. Therefore, qualifying for your first car loan can be difficult. But, there are a few things which will help you in buying your first car.

· Pay a large down payment to the dealer. It will enable you in obtaining the best interest rate. As a result, your monthly payments will become manageable.

· Using a co-signer will significantly increase your chances of getting approval. The creditworthiness of the co-signer will help you in buying your first car.

· Search for specialized lenders. There are people who provide loans even when you have bad credit history or zero credit score. Compare various financing options available to you and choose the right one!

· If you are loan application is approved, make timely payments because it will help you in building your credit score.

When you are a first time buyer, buying a car can be an uncertain process. And, trying to obtain your first car loan will contribute to the feeling of uncertainty. But, when you are persistent, nothing is impossible. Shop for your first car loan today and buy your first car. It will provide you the opportunity to build your credit score.

Source by Rock Watson

Teaching English For Communicative Competence And Multiple Englishes

Though there is hardly any fully fledged English for Specific Purposes (ESP) program run in professional institutions in India, teaching of one of its better known forms English for Science and Technology (EST) in tertiary level has up to now practically limited service role for work and study, accommodating demands for ‘communicative’ skills and ‘needs’ of the rural students who have limited previous exposure to functional abilities in English. Despite years of teaching communicative skills and scientific and technical English, qualitatively, I am afraid, there has not been much improvement, as obvious from the fact that about 75% of the technical graduates have not been able to get employment.

Perhaps most of them already know their ‘specialized’ subjects; that is, they already possess the knowledge and concepts of their subject, but they need English teacher’s help in their ability to function or perform in English. Their expectations may relate to social-cultural-education, personal and individual, and academic or occupational. If the (general) English teacher could take it as a professional challenge, s/he can use, with some extra effort and fresh commitment, the ESP techniques and prove genuinely helpful to them. These include conducting the necessary needs analysis, designing an appropriate syllabus, preparing suitable materials, meeting and getting to know the students, teaching the course and devising and administering appropriate tests. The teacher’s success lies in managing the learning strategies and promoting practice and use, or what linguists have mentioned as ‘language as doing’ and ‘language as learning’.

Need for international perspective

Even as we talk about globalization, tertiary education in every discipline needs scholars and researchers who have good international perspective and ability to work in diverse settings. The common challenge facing us is: cultivating globally-minded graduates. How we do it may vary from institution to institution and region to region.

Needless to say, language competence is basic to acquiring a global perspective via the graduation courses. And, no doubt, English has been the lingua franca, and apparently, there may not be any need to learn other languages, but it helps to learn a couple of foreign language (and/or other regional languages) for expanding professional networks and gaining cultural experiences which are vital for global learning.

As far as English is concerned, teaching the creative, pragmatic and interactive uses of English in our academic and professional context is important. These are essentially localized functions.

Multiple Englishes

In his stimulating exposition of the spread of English, Braj B. Kachru emphasizes that English has not only acquired multiple identities but also “a broad spectrum of cross-cultural contexts of use.” During the last twenty five years or so, scholars have progressively acknowledged the reality of multicultural aspects of English a la linguistic interactions of three types of participants: native speaker and native speaker; native speaker and non-native speaker; and non-native speaker and non-native speaker. Consequently, as Kachru points out, there has been “a multiplicity of semiotic systems, several non-shared linguistic conventions, and numerous underlying cultural traditions,” paving way for English as an International Language, which provides access across cultures and boundaries. The focus has shifted to the diverse users and language activities within a sociolinguistic context which is often localized rather than native-speaker oriented as far as aspects such as communicative teaching or communicative competence are concerned.

Taking cue from international diffusion of English viewed as three concentric circles – an inner circle, an outer or extended circle, and expanding circle, we should recognize the institutionalized non-native varieties of English such as Indian English, Singaporean English, Indonesian English, Malaysian English, Chinese English, Japanese English, Nigerian English, Kenyan English etc and concentrate on English used in South Asian and South East Asian countries for reviewing the pedagogic developments in language teaching with an ESP bias as also for trying to integrate language and culture teaching. This is significant in that despite decades of activities in the name of communicative teaching or communicative competence, not much has been achieved in terms of methods and materials for international competence in English. The European parochialism continues to dominate the academics’ reasoning even as discourse organization, both literary and spoken, reflects a certain regionalism.

Against such a perspective, correct identification of language needs for ESP learners has become very important just as teaching the need-based courses continues to remain a professional challenge for teachers everywhere. Unless there is a flexible attitude with a user/learner-based sociocultural approach to course design and methodology, ESP teaching will not become interesting and enjoyable.

Pragmatic communication

One also needs to reflect on changes in the linguistic pattern in recent years following the developments in communication technology, networks, and data banks. Aside from writing and reading, spoken English might have become a core business English with ability to understanding different English accents just as listening skill is vital for improving communicative performance at work. The reality of the varieties of English one comes across in ones everyday working and social life cannot be ignored.

In fact, during the past three decades the shift in linguistic center has become more marked, more institutionalized, and more recognized. Therefore, we need to view concepts like communicative competence, or successful pragmatic communication from a realistic perspective of current world uses of English which is lexically and collocationally localized. With tolerance for localized discourse strategies, lexicalization from local languages, and creative texts from local creative writers in English, it should be possible to promote international interaction and communication, or achieve international intelligibility, comprehensibility, and pragmatic success, as Kachru points out.

The relevant material and method now, therefore, should meet the learners’ need to interact, understand, and respond with respect for different cultures and speakers in professional/business meetings, discussions, presentations, interviews, telephone conferences etc. Teachers can indeed exploit students’ creativity and the desire to relate to others with a task-based activity oriented methodology.

Summing up

Despite problems of theory and method posed by varieties of world English, the reality of multilingualism and adaptation to suit ESL communicative needs are too genuine to be ignored. We also need to accommodate new ‘text types’, accept different discourse patterns, and recognize local usages that are conventional and normal in the native cultures. If we think in terms of building global competency in the days ahead, we need to change and broaden our mindset, and be more tolerant to differences, shedding the ‘departmentalism’, the increasing ‘ghettoization’ in teaching and research, and sequestration of budget. The current emphasis on ‘money’ generation, I am afraid, will only corrupt teachers and administration, rather than create positive resources, innovations, or even skills development.

–RAM KRISHNA SINGH

Source by Ram Krishna Singh

Drawing and Painting – What is the Difference Between the Two?

Drawing is an art form wherein we create two dimensional figures on any surface using painting tool. There are many painting tools available in the market such as pencil, pen, ink, brush or metals like silver points.

Drawing is a result of mind blowing imagination power of an artist.

You will find a big difference between drawing and painting. Many people consider both things similar, but they are not the same. It is a fact that the same painting tools could be used to draw or paint but still there remain a few dissimilarities.

In painting colours are smeared on canvas or any other surface with the help of painting brush. While in drawing, a dark outline is first drawn on a paper. Hence it can be said that both the form of arts have a separate process that they follow.

While creating a drawing, much of the emphasis is given to composition. Paintings may be used for showing a traditional system of a certain cast or community by use of some basis colour describing different emotions. There are many types of paints available for painting purpose, some of them are oil paints, water colour paints and acrylic paints.

Painting takes more time to create compared to drawings. Drawings are made very quickly and instantly. It saves lots of time hence they are used for commercial purpose. In painting you can apply different colours to make an art work look attractive. While in drawing different colours are used to create different lines.

Drawings are made mainly for commercial purpose. Engineering drawing makes best usage of drawing wherein it is used for construction of a buildings blueprint. Here accurate drawing is very important.

In the era of IT technology, there are tons of software available that helps to create exact drawing in a very less time. Digital drawing has exact accuracy compared to work done manually by an artist.

Source by Murtaza Habib

The Bottled Water Industry And Its Environmental Impacts

The bottled water industry is a rapidly expanding business- to illustrate, consumers spend $100 billion collectively on this product each year. Most buyers perceive bottled water as being more clean and better than regular tap water, and it is thought to have a positive health impact. But what about its environmental impacts?

Unfortunately, the industry is generally proclaimed as having a negative environmental impact. An excess of energy and resources are used in the process of manufacturing and transporting the bottles, and even worse is its generation of solid waste- the used plastic bottles.

According to the calculations of the Pacific Institute, the bottled water industry process for making the plastic bottles for those used up in the US utilizes as much as 17 million barrels of oil each year, which is enough to power 100,000 for 1 year.

Aside from the making of these bottles, additional resources are used to transport the products. A number of brands are imported and therefore have to be transferred through large distances via ship, rail transit, or truck. So much energy and resources are employed just for the process of transporting a product from where it was manufactured, to stores, and finally to the consumer. For example and as described at best-bottled-water.com, 250g of CO2 is produced for each bottle of Fiji Water shipped to the USA-this is composed of 93g to make the water bottle in China, 46 for moving the bottle to Fiji where it is filled with water, and 153g for transporting the bottle to the USA.

And although the plastic bottles are made up of material that are generally recyclable, 80% of the bottled water bottles consumed in the USA just end up in landfills. Recycling rates are even lower worldwide, with 90% of the bottles not being recycled.

Unlike tap water, the manufacturing and transportation of the product uses up large amounts of oil, fossil fuels, and other resources. It also adds waste to landfills. Furthermore, what consumers need to know is that city tap water undergoes rigorous testing and has purification standards. Tap water testing is actually done more frequently than that for some commercial water brands.

Some entities, like a water wholesaler in the Santa Clara County of Northern California, are even urging people to drink tap water to reduce the negative environmental impact and reserve funds and resources. Now that you know more about the bottled water industry and its economical costs, will you still buy the product?

Source by Russel Clark

Employee Benefits in India – Payment of Gratuity – Method of Calculation and Income Tax

The quantum of gratuity is to be computed at the rate of 15 days of salary [7 days of wages in case of seasonal establishments] based on rate of wages last drawn by the employee concerned for every completed year of service or a part thereof exceeding SIX months.

Calculation of Gratuity –

In case of monthly salaried employee

Gratuity Payable = Last drawn Salary × 15/26 × Completed years of Service

Please take note –

If an employee has worked for 5 years and 7 months, his gratuity shall be calculated for 6 Years and if an employee has worked for 5 and 5 months, his gratuity shall be calculated for 5 years

Gratuity shall be calculated on sum total of Basic + Dearness Allowance (DA) [DA is called differently in some states of India. Example, it is called Special Allowance in the state of Maharashtra]

In case of piece-rated employee

Gratuity Payable = Last drawn wages × 15 × Completed years of Service

In this case, Last drawn wages = [Total wages drawn in last THREE months preceding termination] / [Number of days worked]

Employee of a Seasonal Establishment

Employee of seasonal establishment shall be paid gratuity at the rate of 7 days wages for each season.

Let’s understand this with examples of frequently asked questions –

FAQ – 1 Natasha Suri joined Company B on 12th September 2004. She resigned on 18th June 2010. At the time of her resignation, her salary components as per her payslip were: Basic – 40,000/- INR, HRA – 20,000/- INR, Conveyance – 5,000/- INR, Medical – 6,000/- INR, Telephone – 4,000/- INR and Food – 3,000/- INR. What shall be her gratuity?

Answer – Gratuity payable to Natasha Suri = (40,000/26)*15*5 = 115,385 INR.

Even though she has not completed FIVE years of continuous service, however, she worked for more than 240 days in her 5th year of service. For the purpose of calculation of gratuity, it will be considered as if she has completed FIVE years.

FAQ – 2 Pankaj Mathur is working with Company Z since 11th March 1998. He is working for SIX days a week. He resigned on 18th January 2012. His payslip of last month reads as: Basic – 70,000/- INR, DA – 4,500/- INR, HRA – 35,000/- INR, Conveyance – 8,000/- INR and Medical – 12,000/- INR. Calculate his Gratuity.

Answer: Gratuity Payable to Pankaj shall be = (70,000+4,500)/26*15*14 = 601,731/- INR

Pankaj Mathur is getting Basic as well as Dearness allowance.

FAQ – 3 Ruchi Srivastava joined Company M on 10th June 2005. She took maternity leave from 1st July 2007 to 31st October 2007. Later, she decided to take voluntary break of 18 months to take care of her new born baby. She re-joined the company on 1st April 2009. She resigned on 30th August 2014. Her last working day with organization was 31st October 2014. At that time, her Basic Salary was 38,000/- INR. Calculate the amount of gratuity payable to her.

Answer – Gratuity Payable to Ruchi = (38,000/26)*15*6 = 131,538/- INR

Even though Ruchi joined the company on 10th June 2005, however, she took break of 18 months and hence it shall not be considered as continuous service. Her joining on 1st April 2009 shall be considered as new employment. Also, though she resigned on 30th August 2014 after the completion of 5 years and 5 months but last working day was 31st October 2014 and why that time she had completed 5 years and 7 months of continuous service. Hence, she will be paid gratuity for SIX Years.

FAQ – 4 Sameer Sharma is working with Company XYZ since 14th February 1999. He resigned on 3rd December 2006. He was paid gratuity at the time of separation. He joined back the company on 15th June 2008 and resigned on 17th October 2014. His salary slip for the Month of September has following components: Basic – 40,000/- INR, HRA – 16,000/- INR, DA – 4,000/- INR, Conveyance – 5,000/- INR, Medical – 4,000/- INR, Performance Bonus – 65,000/- INR. Is he entitled for the Gratuity? What will be his Gratuity amount?

Answer: Yes, Sameer is entitled for gratuity. Gratuity payable to Sameer = (40,000/26)*15*6 = 138,462/- INR. An employee can withdraw gratuity from multiple employers or from same employer, if he is completing multiple stints of five years, however, the total amount of gratuity shall not be more than 1,000,000/- INR. Employee becomes eligible to gratuity only if he has completed FIVE years at the time of retirement, resignation, and superannuation. His nominees or heirs, become entitled to his gratuity in case of his death or disablement, even if he has not completed FIVE years of continuous service.

How does gratuity get treated under Income Tax rules?

Exemption of gratuity is covered under Section 10 (10) of Income Tax. For the purpose of exemption, employees are divided under three categories:

  1. Any amount of gratuity received by Central and State Government employees, Defence employees and employees in Local authority at the time of retirement or in case of death shall be fully exempted.
  2. Any gratuity received by persons covered under the Payment of Gratuity Act, 1972 shall be exempt subject to following limits:-

Gratuity amount calculated at the rate of 15 days of salary for every completed year or part thereof on the basis of last drawn basic salary, OR 1,000,000/- INR, Whichever is less

  1. In case of any other employee, gratuity received shall be exempt, subject to the following exemptions –

Exemption shall be limited to half month salary (based on last 10 months average) for each completed year of service or 1,000,000 INR, whichever is less

For employees, who are not covered under this Act, the manner of calculating gratuity is different.

Average salary shall be calculated as [total salary paid in last 10 months (this will include the basic plus dearness allowance plus commission as a percentage of turnovers achieved by the employee) divided by 30]. This amount then shall be multiplied by 15 and number of completed years or fraction thereof. Dividing the daily salary by 30 instead of 26 does put those not covered by the Gratuity Act at a disadvantage.

Please take note that gratuity received by an employee on his retirement is taxable under the head “Salary” and gratuity received by the legal heir is taxable under the head” Income from Other Sources”.

The gratuity payable to an employee shall be wholly forfeited, if his services are terminated on account for his riotous or disorderly conduct or any other act of violence on his part or for any act which constitutes an offence involving moral turpitude.

The gratuity of an employee whose service have been terminated for any Act of wilful omission or negligence causing any damage or loss to or destruction of property belonging to the employer, gratuity shall be forfeited to the extent of the damage or loss caused. The right of forfeiture is limited to the extent of damage.

We hope this information will be of use to you.

Source by Sanjeev Himachali

How to Flirt With and Attract a Gemini Woman, and Keep Her Interested

Gemini women are one of the most intelligent, fun and fickle. To attract and flirt you need to stimulate her mind first. They are fun but can be fickle because of there double or twin nature. They can bore easily, often what they like one day will bore them the next day.

Innovation is the key.

Every time you meet with your Gemini lady, think of new ways to stimulate, interest and make her laugh. Gemini ladies are very passionate and exciting. She will get bored easily, the trick is to be innovative and surprise her, be unpredictable.

Double Trouble.

Because of their twin nature, it can be difficult to know where you stand. What she finds fun and attractive one day can really annoy her the next day. Communication is the key, tell her exactly what you think and listen to her, allow her to express her self openly will help you get closer.

Flirt and Have Fun.

Flirting with and attracting a Gemini woman can be great fun, as they don’t take things to serious. Usually Gemini women have adventurous personality, willing to experiment and have fun in all aspects of their lives. This of course includes their relationships.

Being spontaneous and adventurous will keep her intrigued and will develop an attraction. Gemini ladies are ruled by their head more than their heart, failing to keep her interested is a surefire way to lose her interest.

Gemini is an air sign, the colors yellow and light blue appeal to them.

Source by Jack Raymonds

Cover Letter Examples – Award Winning Cover Letter Examples

If you could do one thing to improve, your chances on securing a new position would you – of course, you would! Good news – creating an award winning cover letter could make all the difference in being successful in your quest for a new job or not. While it might not seem like much, this simple, one-page letter matters!

A common mistake made by job seekers is while spending adequate time on the resume, they quickly and thoughtlessly throwing together the cover letter. This one-page is your first introduction to a potential employer so you want to do everything possible to make it count. Before your resume is even reviewed, the employer will read your cover letter. By writing something compelling, you will capture the interest of the employer, thus giving you an increased opportunity.

Keep in mind that while all cover letters should be one-page in length; the content varies depending on the type of job you are seeking, as well as your specific qualifications. Therefore, it is imperative that you choose your formatting and wording carefully. To help you get started, we have provided two samples of cover letters that will get your resume noticed!

Cover Letter Sample – One

Dear Mr./Ms. Last Name of Contact

With more than 20 years experience in senior management for large and international companies, I offer well-honed qualifications as a visionary and motivator of strategies that have delivered gains in profit and market share, thus exceeding company objectives.

As an expert with proven cross-functional qualifications that span operations and marketing, I feel confident that I would be an asset to your organization. I am currently exploring new opportunities that will allow me to use my dynamic experience and skills for future growth of the company.

Attached you will find my resume, which captures my background, qualifications, and education, showcasing my value. Over the years, I have been faced with a number of professional challenges, meeting each head on with positive attitude, anticipation, and direction, resulting in execution of the appropriate solution.

I am currently in a position for relocation both within the United States and internationally. I look forward to meeting with you to discuss opportunities further. Thank you in advance for your time and consideration.

Sincerely,

Susan Jones

Cover Letter Sample – Two

Dear Mr./Ms. Last Name of Contact

I am writing to express an interest in joining (company name) in the position of (position).

As you will see from the attached resume, my background and qualifications are distinct to your industry. During the past 20 years, I have positioned myself within companies to learn and become more successful. Although I have gained tremendous knowledge and have found my position rewarding, I am now looking for a new opportunity, one where my skills can be utilized to their fullest while allowing me the chance to grow and improve the company’s bottom line.

I am confident that I bring to the table qualifications suited for the position within your organization, some of which I have outlined below:

Open Position, Proven Management Experience.

My Qualifications. Accomplished in delivering finished projects on time, within scope, and below budget

Problem Solving/Motivation. Direct involvement, taking a creative approach to think outside the box. Strong leadership ability and team motivation through meetings, awards, and team-building challenges

Sound Business Decisions. Strong negotiation using managerial strategies, as well as developing, budgeting, and logistics

The qualifications outlined above are just a few strengths I can offer, with the remainder listed in the attached resume. These combined with my dedication, enthusiasm, and desire to make a difference are what set me apart from other candidates.

Thank you so much for your time and I look forward to meeting in person to discuss this opportunity further.

Sincerely,

Susan Jones

Source by Lisa Galloway

Seven Major Differences Between Chinese and American Business Cultures

Understanding cultural difference is the key in building lasting relationships with your business partners abroad. China has a long and rich history and culture that has built a business environment that is markedly different than U.S. business culture:

1. Relationship-based versus transaction-based

Relationships come before economics in China whereas in the U.S. economics generally take a front row seat to relationships. Chinese people do business with people they know and trust.

Rather than getting into business discussion immediately once you meet, take time and get to know your potential partners abroad; invest now for payoff later. Once trust has been built, Chinese business people will gladly share their thoughts with you and will give you honest feedback. One way to build the trust and rapport is to hang out outside the office hour, for instance, invite them to lunch or dinner.

2. Face to face interactions versus doing business without meeting in person

Most of Chinese business activities and deals are made through face-to-face interactions. To successfully launch in China, you will need to visit China and build relationships with your partners through frequent face-to-face interactions. To accommodate Chinese business culture norms, many American companies have opened offices and hired locals in China to facilitate business in this foreign market. Other American companies form partnerships with local companies to bypass the need to establish a branch or office abroad.

3. Negotiations: prepare to haggle

There is a huge difference in the way negotiations take place in the U.S versus China. Chinese people tend to haggle and to believe that there is room for negotiation on every deal. U.S companies need to make a padded proposal. Always start with a reasonable proposal regardless and expect multiple rounds of negotiations.

4. Entertaining is a part of business

In China, entertaining (hosting) is an integral part of the business culture. In most instances, inviting potential partners or employees to dinner is appropriate and considered an informal meeting. A dinner with potential business partners may be used as a way to build trust and deepen a relationship. It may be used as a way to solicit feedback that you may be unable to obtain during the standard workday or in the typical work setting. A dinner or other social outing is also an appropriate way to follow up with deals informally agreed upon.

5. Communication style

Chinese people tend to be quiet and reserved in business settings while Americans tend to be outspoken and eloquent. This cultural difference may make it challenging for U.S. companies to obtain the information they seek such as concerns, feedback, outright rejections, etc. Many times it may take a series of formal and informal meetings to reach your desired goal.

6. Closing a deal

Unlike in the U.S., in China the signing of a contract does not mean immediate business. After a contract is signed, understand that this is the beginning of the arrangement; follow up with your new partner and look for actions. Actions taken on the Chinese company’s or partner’s parts indicated commitment. Do not hesitate to suggest specific actions such as having a detailed discussion on next steps or suggesting a trial purchase order.

7. Gifting

Exchanging gifts has a long history in Chinese social and business culture. The good gifts include something representing the city or state you are from or things with your company logo. Gifts do not have to be expensive. It is something special that this person may not have. When you present a gift to an individual, it should be done privately. You should state that this gift is a gesture of friendship rather than business. When you gift to an organization, it should be presented to the leader of the organization. Gifts to avoid include scissors, clocks, handkerchiefs and others with negative meanings in China. Please run your gift ideas by several Chinese friends, family members, or co-workers before sending them to your current or potential business partners.

Source by Casey Xiaomorris

CCTV – Its Importance and Benefits

CCTV or Closed Circuit Television is a modern-day device that monitors the presence and activities of people live, in its vicinity. Homeowners and commercial business organizations use it for enhanced security purposes. CCTV cameras prove highly instrumental in locating people engaged in criminal and suspicious activities. It has the capability to catch criminals live and serves as great legal evidence.

With the installation of CCTV security equipment, it is not only possible to keep a check on offenders, but also to prevent any objectionable thing from actually happening. Many a time, the threat to property of a business or a house is from within. Insiders indulge in petty crimes. CCTV footage helps to track down such culprits. Such surveillance systems function as deterrent.

If you run a business or own a business premises, you probably will not want burglars to enter it. Likewise, homeowners, particularly those staying most of the time out of town, wish to ensure safety and security of their house until they return. Rely on CCTV surveillance systems to guard your place of business and residence from trespassers.

Whether a person has actually committed or is about to commit an offense such as theft, the same is caught on CCTV and the identity is exposed. The installation and operation of a CCTV is easy and simple. The very presence of CCTV keeps troublemakers at bay and reduces the risk of untoward incidents.

CCTV equipment keeps an area under constant surveillance. It connects that area to a particular recording source. The images captured on CCTV are not broadcasted publicly. However, the purpose behind installing such a device should be confined to supervise the presence of individuals and not to invade people’s privacy.

Recommended places to install CCTV are exits and entrances, at places where customer transactions take place and near safes. It is advisable you also install it at parking lot and the house interior, especially if employees such as nannies and babysitters frequent it.

Initially, the use of CCTV was restricted to casinos, banks and airports. As of now, almost every government enterprise and private firm has resorted to its use. The device is also seen on roadways for monitoring people who violate traffic rules.

Owing to terror threats, having CCTV at home and at offices has now become the need of the hour. People need to consider this decision seriously and act fast before something unusual happens to them. Hence, it is never a bad idea to install CCTV for the numerous benefits it offers.

Source by Jean Cries

6G Pipe Welding: A Hard Look at What Makes A $100K Pipe Welder Rock Star

There is a pipe welding boom coming.

With the coming approval of the Keystone Pipeline, plus all the shale oil activity, and even President Obama saying he likes natural gas, the demand for 6G code pipe welders is going to go through the roof. The question is, how do you get hired to weld pipe?

The traditional road to employment doesn’t work so well.

For decades, a pipe welder is an apprentice in a union, becomes a journeyman, and during his or her entire career, most of their jobs come from the union book. You get on the book and when your name comes up, you get a call.

Sure, some unions play games and politics with the book, but the system has served union workers well for a long time. However, it isn’t the only or best way to get work any longer. This article isn’t about if unions are good or bad, it is about YOU getting work.

How does a top actor or athelete get work?

There are four types of people who are looking for work of any kind at any one time. You may be one type now. You can change your marketing of “You Inc.” and change your world, it’s up to you.

Did I say marketing?

Have you ever said something like, “I hate salespeople” or “I would never sell anything”? Look, the one fact you and all of us have to face right now, no matter what anyone tells you, is that we are all marketing everything to each other. You are already marketing, you just may not be very good at it.

Want proof?

If you’re married, it is ONLY because you market yourself to your spouse good enough to be still married. If you like your kids, it is because they market themselves to you well enough, that you like them. The same is true with your dog. Do you believe me now? Here are the four styles that are out there.

6G Code Pipe Welder Type #1:

True-Blue Union Pipe Welders Who Know Who, What, Where, When.

These are the people who are in the union loop, and count on union clout on union jobs to get hired. They are not the welders who are knocking on the door to join the union in tough times. These welders would never work a non-union job. These guys are so well connected, that as long as they can strike an arc they’ll be working as much as they want to.

6G Code Pipe Welder Type #2:

They welded pipe a while back.

These are the welders applying with every union and applying for every job out there that they might have a chance of getting a chance to test. They have a problem. They think if they get a chance to test, they will pass, even though it’s been two years since they ran a root on pipe.

6G Code Pipe Welder Type #3: Fresh pipe school graduates.

These are the students who just graduated from pipe school. They managed to certify at the end of school after welding 30 test joints or less. They can’t understand why they won’t be welding pipe any time soon, and why they are finding it hard to even get on as a pipe welder’s helper.

6G Code Pipe Welder Type #4: Rock Star Pipe Welder.

If you’re going to weld pipe, stand out. If you’re currently a pipe welder or you want to be one, determine now to practice enough that you are in total control. How can you do that? Practice at the edge of your ability, and do it a lot.

Frankly, welding up 200 6G test joints AFTER you certify would be a good idea. Next, film yourself welding pipe that is in the 6G position with you welding in a mirror, with you welding upside down, with you under a pipe, with you in a tight spot. Put the clips together into a single clip that’s about 90 seconds long.

Think about rock stars.

Do they screw around with their guitars once a week? Do they do the most reserve and minimum thing to get gigs? Heck no! They practice by LIVING with that guitar 24/7. They find crazy and wild schemes to get noticed. (No, you don’t have to smash up your welding machine). The intensity of your practice and the number of joints you weld does make all the difference.

Make pipe welding ROCK for YOU.

Once you have certified 6G, and then practiced enough to make the video described above, put that video on You Tube, and every social page you can. Put it on your website with your written resume. Get a simple to say (over the phone) and easy to remember URL.

Bottom Line:

There is no substitute for practice. On the other hand, anyone of average ability can become a master pipe welder if they just focus like a Rock Star on what matters. Once you get it down, the next step is more marketing. You have to get noticed, and get those who hire pipe welders to see your video.

Think about this:

If you’re hiring pipe welders, and you have the option of hiring a pipe welder who just got out of school, and then a resume comes in with this pipe welder rock-star-like video, who ya gonna call?

Want Proof?

Source by Scott R. Linden