Bonded and Insured – What Does it Actually Mean?

You have heard it asked many times before. Maybe you have even asked it yourself, but what does bonded and insured really mean? Why do you need to ask vendors about this? Is this really important?

First, I will explain what each means. Then, I will go into detail about what is important with these terms.

There are only three types of bonds available. The first is a bail bond. This only applies to people who are trying to get out of jail, therefore it is not applicable to hiring a vendor. The second is an employee dishonesty bond, or a surety bond as they are also called. The third is a performance bond. These are frequently used by contractors to guarantee their services.

I will skip discussing the bail bond.

An employee dishonesty bond, or a surety bond is issued by an underwriter to guard against theft. These are issued in various amounts. The most common is $ 5,000. I will use an example of how this would work. Let's say you hire a contractor to work on your home. In the process of their working on your home, you notice that some of your jewelry is missing. You contact the police and the bonding company. After an investigation, it is determined that the contractor took your jewelry.

The bonding company will then notify you that they will award the price of the jewelry, or the maximum amount covered by the bond. The bonding company will wait for a conviction of the person who took your jewelry. If the adjuster determines that the value of your jewelry is $ 6,000 and the surety bond is for $ 5,000, they will award you $ 5,000 because that is the maximum covered by the bond. There are conditions to this. The bonding company will only award the amount if the item is not recovered. And, the bonding company will only award after a court conviction takes place.

A performance bond is taken out to guarantee service or work. Again, another example. Let's say you hire a contractor to build your dream home. The price to build your home is $ 250,000. A surety bond for the project could be issued to you at the cost of the contractor. This would cover you if the contractor tries to leave before the project is complete. Or if the contractor does not fulfill obligations agreed to in the contract. If you go through a bank to get your home built, they will most likely require the bond be issued to them, since they will be a greatest exposure to loss. Performance bonds can be taken out on a variety of things, but are most frequently used in the construction or contracting business.

Speaking as an owner of a janitorial company, there are things more important than a bond. There are many companies that cover theft internally. In other words, they have a policy about theft and cover the losses themselves due to the size of their companies. If theft is concerned, simply ask up front, "What is your policy on employee theft?" You will also want to ask about background checks on personnel. If a company is willing to cover theft internally, you can be sure that they will use a criminal background search that is accurate.

As far as insurance is concerned, the insurance being referred to is called commercial general liability insurance. This insurance will provide coverage for a variety of things. Some of the things covered are: damage to your premise, personal injury, and completed product or operations (workmanship). We will break each of these down for further explanation.

Damages to your premises includes accidents. If you hire a floor service to strip and wax your floors, and they lose control of their equipment and it damages a wall. This would be covered in the commercial general liability insurance. The deductible would be the responsibility of the contractor or vendor. There are a variety of things that can be damaged in your facility. Whether it is paint scrapes, broken glass, or damage to your contents.

Personal injury in this case would include injury to your personnel caused by the vendors personnel. Let's say that the same floor service company injured your personnel when they lost control of their equipment. This is covered by some commercial general liability policies. It is important to look at the amount covered on these separate items.

Completed operations or workmanship is a broad range of items. If the same floor service company did not live up to their promise of stripping and waxing your floor, this would fall under completed workmanship. If damages occurred during this process, this is also covered, same as the damages mentioned above.

To seek compensation for anything that is covered by the commercial general liability insurance, there are several steps that have to be followed. First, the insurance company must be contacted as soon as possible. The insurance company will then send out an adjuster to assess the damages. Once a damage figure is established, the insurance company will contact you back about compensating for your damages. If there is any deductible on the policy, it is the responsibility of the contractor to pay for it.

There are several things you should do when interviewing a potential vendor. First, ask for a copy of their insurance. Then, contact the insurance company to make sure the policy is valid and in good standing. You can also ask at this time exactly what is covered. This will be a big help before hiring any vendor.

If a vendor does not have insurance, you are at risk for exposure to loss for anything they damage. Sure you can sue their company if they damage your facility, but if they do not have insurance, what are the odds that they have assets to cover your losses?

In closing, the most important thing to look at is the commercial general liability insurance. If a perspective vendor does not have a commercial general liability insurance policy, avoid them like the plague. If a vendor tells you they have commercial general liability insurance, ask for a copy. Then contact the insurance company listed at the top and check the validity of this policy. Also, ask about coverage amounts.

Source by Steve W Davis

The Geocentric Human Resource Policy

The geocentric approach to multinational operations reflects the attitude that the circumstances dictate the best policies and the most appropriate individuals to staff the operations. The geocentric approach could be placed somewhere in between the ethnocentric and the polycentric approaches, as it considers that the best elements of each culture should be adopted in the design of human resource systems and the most qualified individuals, irrespective of nationality, should be employed in the key positions of a multinational enterprise. The geocentric approach is allegedly the most advanced of the approaches to human resource policy, and the one that is directed by the constantly accelerating globalization that blurs borders and cultural barriers.

On the other hand, it requires substantial investment and knowledge of cultural factors on the part of the multinational corporation. The geocentric approach is more likely to characterize corporations that are found in advanced stages of internationalization. In the staffing of operations it is manifested by the utilization of home country, host-country, and third-country nationals in key positions, both in the headquarters and in the host countries of the multinational corporation. What matters most is credentials and fit into the role rather than the country of origin. The country of origin may be taken into account when this is considered as a factor that may affect success on the job.

For example, US companies tended to prefer British nationals for managerial positions in their operations in former British colonies because the British were presumed to be most familiar with the culture and institutions of the host countries and also with US culture (and language). In general, third-country nationals can bring the following qualities: (1) understanding of the operation from the perspective of a foreigner, who is not biased by the cultural perspective either of the home country or of the host country; hence, these individuals can bring more unbiased and potentially novel ideas and perspectives; (2) increased likelihood of acceptance by both home country and host country employees; and (3) demonstration of the global image of the multinational corporation.

An increasing number of corporations around the globe resort to appointing third-country nationals in key positions; a major reason for this is, as already seen, the need for the most competent individual to take over important roles, and the fact that as organizations become global they gradually become dissociated with particular countries. Even Japanese corporations, which traditionally have adhered to an ethnocentric approach in staffing, are gradually abandoning this policy. This is because they have increasing proportions of their interests in countries outside Japan, and they realize that there is a need for taking into account the perspectives of these countries in their strategic planning; hence, the need to include nationals of these countries in key positions, including the boards of directors.

An example of a third-country national appointment in a key position of a multinational is Jose Lopez (Ignacio Lopez de Arriortua), a Spaniard who in the 1980s and 1990s held executive positions in both General Motors (a US multinational corporation) and in Volkswagen (a German multinational corporation). The ultimate manifestation of the geocentric human resource policy is the appointment of hostcountry nationals in key positions in the headquarters, that is, in the home country. These individuals are labelled inpatriates. A prime inpatriate case has been the appointment in 2005 of Howard Stringer (British, with a corporate career in the United States) as chief executive officer of SONY, allegedly the first foreign-born CEO of a major Japanese corporation.

Source by Francesco Zinzaro

College Financial Aid – FAFSA – Lying on This Application Is a No No

Many people want to lie on their financial aid application for college. Many parents and students think that no one will find out if they do so. This is about as far from the truth as you could possibly get. Yes, some people can get away with lying and cheating. There is a chance however, a very good chance, that you will get caught.

Colleges have the right to audit you and your family whenever they feel the need to do so. Just like the IRS can offer you because they think you are not paying enough money in taxes, the college can audit you as well. They all to you for the opposite reason though, which is to see if you’re getting too much assistance for your college tuition.

Colleges and universities called this process verification, not an audit like the IRS. Many students are required each and every year to submit, and detail, all of their family’s financial information.

It is estimated that a minimum of one third of the students applying for financial aid will have to go through the verification process. This does not have anything to do with your race, age, or gender. It really does boil down to who is lucky and who is not. They will require that you bring in all of your paperwork that you have used for information to fill out your FAFSA. This information will be used to compare with the original numbers you have submitted. If they are off, your EFC, expected family contribution, will be changed. This will affect your ability to borrow money for college.

Colleges have no choice but to verify this information. The government requires that a randomly verify about one third of the students applying for financial aid. You can be 18 years old and applying for your first year of college, or you could be a 32-year-old veteran going back to college, and it does not matter.

Red flags on your financial aid application will also raise questions. If you report that you have $250,000 in the bank, and you make $30,000 a year and income, this is a red flag. Many colleges and universities will want to audit your financial aid application themselves, not having anything to do with the government.

The best way to do this is to be honest 100% of the time. You should submit the same numbers on your FAFSA as you do your income tax returns that are filed every year for the IRS. You will be able to sleep much easier at night knowing you have been completely honest, even if that means you do not qualify for some financial aid.

Source by Darius Maslow

Top 5 Reasons Why You Should Consider Finding Jobs in the FMCG Sector

People have needs and they can buy them in grocery stores. This is why there are many openings in the FMCG sector. If you haven’t tried working in one, now is the time to do so. A career in FMCG has its advantages like the following:


FMCG is considered as one of the highly stable businesses in the market. The reason is quite obvious. FMCG deals with the basic commodities that every person or household needs. It is seldom slashed from the budget because it is a need rather than a luxury or want. This is why FMCG still makes profit even at the lowest points of the economy. They don’t downsize or lay off people because of a bad economy.


Once you decide to go into a career in FMCG, the industry does not just provide in depth experience, it also exposes you to various experiences related to the job in such a short time. Compare a career in FMCG to the car industry. If a salesperson joins the FMCG the selling rate is faster than in the car company. In a month, you can make about one or two sales if you’re lucky. But in the FMCG you could have sold a lot already. Whatever your area of interest or expertise is, FMCG has a bank of experiences to help you grow, enhance and develop your skills.


FMCG is a fast-paced market. This requires their people to be more flexible and adapt easily to change. Some may find this stressful, but a highly motivated individual would find this as a challenge. FMCG provides an opportunity for an individual to be innovative and creative allowing them to compete with other great minds. It’s always about new challenges, ideas and strategies in the FMCG industry.

Great Opportunities

Other industries are only confined in the highly populated cities or urban areas. But with the FMCG, there are a lot of opportunities in smaller cities or even in rural areas. This is a great chance for those who are stuck in the busy buzz of urban life and dreaming of working near home. To top it off, a career in a multinational FMCG also gives people the opportunity to travel to other regions or countries for short-term projects or long-term jobs. A career in FMCG can take you to different parts of the world.

Career advancement

A rising industry like FMCG offers a big room for professional and personal growth. Careers in this industry advance in no time as long as you are willing to work hard for it. The experience this industry allows their people to enhance skills and gain new ones, making them eligible for better positions and opportunities. Careers in FMCG work well for fresh graduates looking for the perfect opportunity to kick-off a profession, or an experienced professional who is tired of the same old routine and is looking for brighter and better opportunities.

Source by Johnny E Smith

Advantages of a Caravan Holiday

When thinking of where to go and what to do for your holidays, a caravan holiday may not be the first thing that springs to mind and other options may initially seem more appealing. However, there are many advantages to a caravan holiday that make it an excellent choice regardless of your age, personal tastes and whether you are travelling alone or with your family.

One of the main benefits of a holiday in a caravan is the flexibility and freedom that it provides. You can come and go as you please, eat when you want, not worry about disturbing people in the next room and you can choose whether to stay in or to go out and explore the surrounding area. If you own your own touring caravan, you also have the freedom to visit wherever you like, whenever you like and at just a moment’s notice. In contrast, when staying in a hotel, it is often the case that you will be limited to eating at certain times and you may need to have arrived back at the hotel each evening by a certain time.

Often, caravan sites have excellent amenities. This is another advantage that entices people to choose a caravan holiday. Caravan parks often have a choice of leisure activities, shops and restaurants meaning that all your needs are catered for and you do not need to leave the caravan site. The ease of this holds great appeal to holidaymakers as it means that they do not need to make lots of arrangements for entertainment and activities during their holiday.

Another benefit is the price. Caravan hire is often much cheaper than renting a holiday home or staying in a hotel. It is not just the cost of hiring the caravan that is cheaper, it is the overall expense of the holiday. Travel costs are usually much less and passes are often included in the package which allows you to use all the amenities and enjoy the entertainment provided. With many other types of holiday, amenities, leisure activities and entertainment are an additional cost that needs budgeting for.

Finally, many people choose caravan hire over a hotel because although they are away from home, they still feel at home. A caravan offers the comforts that you have in your own home, unlike a hotel room which can feel impersonal and is just a place to sleep for the night. Many modern caravans offer living space as well as sleeping accommodation and this allows holiday makers to relax as they would in the privacy and comfort of their own home.

Overall, a caravan holiday can be a wonderful experience that has a lot of benefits in comparison to other types of holiday. Not only will you save money, you will experience being away from home while still enjoying the comforts of home with the additional benefits of onsite amenities, leisure activities and entertainment. It is a holiday well worth considering the next time you are thinking of going away.

Source by Michael P Richards

The Treaty of Westphalia: Description, Analysis and Prescription

Peace of Westphalia, treaty, signed October 24, 1648, closed the Thirty-Years War and readjusted the religious and political affairs of Europe. It is called like that because the negotiations, which began in 1644, took place in the German cities of Münster and Osnabrück, in Westphalia. The main participants were France and Sweden and their opponents Spain and the Holy Roman Empire. By the terms of the treaty, the sovereignty and independence of each state of the Holy Roman Empire was fully recognized, making the Holy Roman emperor virtually powerless.

By the early 1640s, after witnessing so much abuse by the Hapsburg Emperor’s feudal authority against the peoples of the small and war-devastated German states; and realizing that the horrors of the Thirty Years’ War were leading toward the destruction of civilization, Cardinal Jules de Mazarin acted to shift the attention of Europe away from religious conflicts. He sought to base a peace on the economic recovery and political sovereignty of the German Electorates and States, to move them towards freedom from the tyranny of the Emperor.

According to the treaty both sides must forget whatever happened to them and each side must avoid any act of hostility towards the other side as taking revenge. Neither this side nor the other must help the other’s enemies. Both sides must try to reconstruct and reestablish the damages remained since the war.

Before the Treaty of Westphalia, according to the treaty of Augsburg (1555), the religion of each German state was to be determined by the religion of its prince-Roman Catholic, Lutheran, or Calvinist. If a prince changed his religion he would forfeit his lands; this provision was included as a method of checking the spread of the Reformation. The Peace of Westphalia marked the close of the period of religious wars. Thereafter, European armed struggles were waged principally for political ends.

After the Thirty-Years War which was on the independence of lands ruled by the Holy Roman Empire and on religions, each of the German states of the Holy Roman Empire became independent enough not to be obliged to obey the Empire on peace and war. In terms of religion they could have the religion they wanted to have and have private or public churches and even the Calvin followers were respected.

Despite the many results and consequences that the treaty had, I think the most important and influential result of the Treaty of Westphalia was fully recognition of the independence and territorial sovereignty of each of the states. That is since the Treaty of Westphalia, territory is the most significant and the determining factor of a state. Since then, a state is not recognized by its people or by its legitimacy or authority, but it is recognized by its territory. Territory of a state became valuable and borders got sacred.

Although Germany was not recognized as an independent state and it was a collection of many states, and despite the fact that the treaty resulted in Germany’s weakness, it had an advantage for Germany in terms of economic, commerce and trade. That is, because of the expensive tolls by the Venetians, the Dutch and the English on the Rhine River, German people could not trade and commerce. But, after the treaty of Westphalia and recognition of the states as independent it was an advantage for them. Thus, Mazarin began to play an entirely new and unique role inside the Empire by increasing German freedom in trade and commerce along the main waterways of the Empire.

So as I represent Germany, I could say that economically speaking the treaty was good for Germany and German people, while it resulted in Germany’s weakness politically and broke it down into many independent states.

When we delve into the treaties and agreements through the history, we notice that the only thing that has not into account is the rights of nations and the only important and significant thing has been what the rulers, kings, emperors and now the states have wanted. I think the Treaty of Westphalia is a practical example of this, when the importance of nations and people is put aside and the importance of territories and then borders are taken into account. While, the rulers, kings, emperors and the states must get their legitimacy from the people and then using that legitimacy start to have authority over them. Then I could conclude that the territory and borders became important so that the rulers, king, emperors and the states could govern the people easier.

Source by Mehdi Nourian

High Fashion Modeling Requirements As an Editorial Model – More Factors Than Just Tall and Skinny

Educating yourself to recognizing what editorial print modeling realistically “looks” like in a high fashion magazine is the first step to understanding the variations of the different types of editorial modeling and how it is different from the other more common types of “commercial” print modeling work. Editorial work in a magazine is a huge “jump-start” for a fashion model’s career. It is the experience many strive for.

“Editorial” print modeling refers to “magazine experience” for the model where a “story” is being told without words, but rather by photographic pictures (or groups of pictures) of the model in a high fashion magazine. This type of print modeling carries a very “prestigious” landmark on a model’s career. Its’ work includes the current fashion and beauty trends of society by showcasing designers, make-up, hairstyles, skin care, etc. as told and expressed via a pictorial story. Editorial modeling can even tell a story about all of the different aspects of people’s lifestyles. If you pick up any high-end fashion magazine you can find numerous examples of editorial print work.

Some editorials in magazines are considered so prestigious because they set the standards and trends for the current and “near future” of the market that the pictorial story is being told about. Refer back to those magazines that are from months, years, or even decades ago. Somehow, the editorial pictures you may find from that period of time have been a part of the history of fashion, beauty, or lifestyle as represented by that magazine’s staff.

Who thinks of the concepts of editorial stories in those elite high fashion magazines? There are teams of people all over the world who work for the various high-end magazines that have their input. These people write and create their concepts of what styles, models, designers, and trends are “IN” for any unknown given period of time. That makes them a very important part of the modeling industry. When glancing through those magazines you should note that an “editorial” is not an advertisement for any “specific” company, so if you see one specific product being advertised with its’ logo, then it’s an ad…that’s something different called a commercial print advertisement. If it “looks” editorial, but you see the company name in large print…it is meant to tell a story for that company’s image of what they want to sell to the consumer. High end fashion and beauty clients can place some creative, multi-page print ads into magazines that may mimic an editorial spread. The biggest difference is the rate that the model gets paid for doing a commercial, fashion ad for a high end client versus an editorial fashion spread for a magazine.

For the purposes of editorial modeling, pay close attention to how expressive, awkward, dramatic, artistic, and creative the poses of the model are versus the more refined poses you would see in a catalogue that emphasizes selling the clothes as #1. Remember, the editorial model promotes the story and concept via editorial pictures in magazines where the main emphasis is on the story or trends. In the magazine’s editorial (pictorial) spread there will be some sort of reference to names of designers and the cost of garments and/or accessories that are being featured, but it is not meant to act as a dedicated advertisement.

These magazine spreads get a lot of attention. Surprisingly, even though the editorial model is a strong statement in the “story”, it is only unfortunate for the model that this is NOT a high paying job (maybe only a few hundred dollars). This may be one of the only drawbacks of being an editorial model in the beginning. When you need the money probably the most (if you haven’t saved enough money to last you through this phase), this income doesn’t go very far in paying the high bills that go along with living and working in the “big city”. Most would expect models appearing in a famous high fashion magazine to be compensated well with money, but they are not because it’s not a paid advertisement by a client. It is a special feature created and presented by the magazine.

Apparently, from the fashion industry’s view, it’s the “prestigious” experience that has a lot of value to the model, so models have accepted this reality (whether or not it’s really fair). After all, when the magazine hires a model for an editorial spread they are hired to perform their service as a model representing the magazine’s concept and creative story…it’s a booking. It’s not a tax write-off for the model. The potential tear sheet may (or may not) bring more prestige and work for the model because truly it is not guaranteed no matter what anyone tries to offer as a reason to work for such less money. The magazines do play such a major role in the modeling and fashion industry that it’s a tough argument on the model’s behalf. The magazines rather monopolize on this fact, of course, so they will always find another model looking for their big break who will accept their terms. Could those famous fashion magazines afford to pay their featured editorial models more money? Only they know.

Remember this fact; everyone is replaceable in the modeling industry. It’s a harsh fact, yes. The ideal goal is to work and to adapt until you decide you don’t want to model anymore (before the industry decides you’re done). It doesn’t quite work that way because trends change, models age, and new-faced models pop up all over the place. There are more reasons, of course, but the fact that there will always be someone else to replace any model is why magazines do have that power to pay very low for their editorial placements.

Eventually, on the very positive side, it seems that the experience of editorial print modeling does lead to more money and prestige because of the increased exposure, tear sheets, and the demand for future bookings from clients who do pay more money (and that is pleasing). The editorial model is a standard of what the “beauty and fashion” message is for that moment in time, so everyone wants them. When an editorial story features that model, they are literally given a seal of approval as representing who and what is IN. So, moving on from the fact that it’s not even a little “high paying” job can lead the open-minded model to keep their business mind open, too. Consider the MANY, MANY “pros” to the model from the editorial experience. This part of their career rarely happens to a large percentage of aspiring models, so the #1 “pro” is that they are super-fortunate to even appear in and get tear sheets from a high fashion magazine.

Being realistic, there are many successful “commercial” print models that would have really loved to have been a high fashion editorial model, but they never had that opportunity. Once again, models are subject to other’s opinions and standards that control their career’s general success. There are things that models can do to increase their “editorial” skills and “look”, though, but there are just some models who will never get their chance at editorial modeling even though they may be uniquely beautiful, outwardly gorgeous, or even perfectly reach the standard sizes required of editorial models. It’s not easy to compete with the concept of “editorial” beauty, so your modeling career should be balanced if you strive for such a “prestigious” role. If the editorial modeling style is what you think you really want to do, you need to remember that those editorials may not pay your bills alone in itself, so that’s an area where a model should be well-rounded and versatile in many other types of modeling that can help supplement their income. There usually is no time for a busy fashion editorial model to have another job because a model has to be very flexible with their time for going on bookings, go-sees, fittings, etc. Establishing a back-up savings of money even in the early stages of a modeling career is crucial to hold you over as you build your career.

Things in the fashion industry can change quickly, so this can work toward your advantage if you are very close to starting your editorial modeling career, but the changes can be more harsh if you’ve already been established as an editorial model because many insiders within the industry will know you’re on the way down when the magazines stop booking you. That is the time to branch out to other modeling opportunities if you still want to work as a model. Editorial modeling is relatively for a very short period of time in most models’ careers, so the model that is fortunate to model as both an editorial and then a commercial model may see the long-term success in their career through the years.

If the opportunity for success happens, it is a wonderful landmark in the model’s career, so use it wisely. This is an opportunity to be positively recognized, so show your potential as being dependable, professional, and adaptable. Don’t blow the opportunity away by acting immature or childish. Being professional doesn’t mean being uptight and boring, either. There are interpersonal, social skills that need to be adapted for different occasions. The editorial model has contact with such a wide range of industry professionals that each has their unique role with diverse personalities.

REMINDER: Your life is your personal business, so be careful of what and how you communicate because first impressions are hard to change. For example, being late is very, very bad. Also, complaining can be annoying. Having a free-spirit can be youthful, but there is always a correct time and place to be a part of every party scene (and there are pros and cons to that which can make or break a model’s career if they don’t use any self-control appropriately in their lives.) Relationships do form with people over the span of a model’s career. Some people may be there for a very short time, but other relationships can last for years. It’s an industry of “acquaintances” that really have fewer “real” friends, but as long as you know your place and your role in the industry you can keep a better sense of who’s really there to help you. People tend to have motives that are self-orientated, so keep your eyes on people that can help you and be prepared to offer them the type of relationship that is okay with you, but not so they are taking advantage of you. This applies to relationships with other models, photographers, agents, clients, etc. There can be real friendships, and there can be golden opportunities made with the right people at the right time, but keep your “radar” on for people scamming or exploiting you.

The fashion industry is a fast, complicated institution full of many eccentric individuals. To please one individual may not be pleasing to another, while to please the RIGHT one may launch a young model’s career. There is an element of trend “followers” involved in responding to whatever the trend “setters” say is IN the moment, so the industry is truly guided by the elite, high fashion magazines. What does an editorial model look like? Back to the trends, this answer can have variations dependent upon the moment or particular designer. On average, an editorial model is not the standard, classic beauty that most people think of as being considered “pretty”. There are exceptions, but there must be something very unique and special that can make the model stand out. Often, editorial models have a somewhat quirky look that stands out as obviously unusual. Odd and exotic looks, very tall height, slim built bodies, and models who have the ability to be “chameleon-like” in their appearance are candidates for consideration as an editorial model. It sometimes is an odd personal experience for the model that felt awkward and different growing up and then they are placed in a unique position where they are made into fashion objects of beauty.

Editorial print pictures are artistic and expressive without words, but at the same time are meant to show the garments you are wearing, or whatever image the model is promoting in the best way possible. The poses are much different than catalogue, and the way the body is expressing the story requires a talent. Some may call the talent “acting”, and it’s a modeling skill that only emphasizes the importance of what every good model should possess. The skill of being a chameleon that can change to the mood of the moment easily is much easier to work with versus having the same looks over and over all of the time. When an editorial piece in a magazine is about showing an “edgy” look and a pretty model just wants to show how pretty she is…she has failed. She has failed herself, the photographers, the stylists, the designers, the magazines, and ultimately the consumer who sees this editorial pictorial story and gets the entirely wrong concept from her “pretty” picture. It’s not about how the model is supposed to feel about themselves, but rather doing the job that the model is booked for…a.k.a. whatever the client wants the model to portray (for instance, a.k.a. “edgy looking” model or “retro looking”, etc.). The model should always have a mental note in their mind of the “concept” that the client wants to see and bring it out in front of the camera (or on the runway). Editorial jobs are for the top potential models. If a model feels ugly or weird in what they are modeling for a magazine editorial, they must dig deep and find a way to make the concept exciting or very interesting to match the conceptual idea of what they are modeling.

One job leads to another very quickly when the models start doing editorials, but remember that this stage may not last very long. Enjoy the adventure and any perks because they just don’t happen for most models in their careers. There are so many people all over the world who dream the same dream of being a famous model and their fantasy never gets fulfilled to what they expected. So, when the elite opportunity arrives you should be aware of how fortunate you may be considered in the eyes of other models that may not have “walked in your shoes”.

For any given number of reasons, modeling is not always a highly successful occupation even for the talented person. The work is not always glamorous, either, even though the finished product in a magazine or couture fashion show may appear that way. On a positive note, models can be exposed to some small and very large perks, too. Perks are based on what you may each consider above and beyond what you actually earn in money as an extra bonus that’s not measured on your income tax statement (such as meeting celebrities, attending parties, etc). Your booking rate can increase with the more you become in demand, too. When a model is seen doing editorial spreads in different magazines…they are becoming in demand! Even though the “editorial” rate is low, this popularity branches out into a variety of other options for the model’s career that makes them very, very busy as a professional, working model.

Editorial modeling in a high fashion magazine is a PRIME booking for a model that is serious about having a career in modeling. It is not the type of assignment that you can get in most U.S. cities. New York City is the fashion capital of the United States and it is where the opportunities are for high fashion editorial work. There are other cities internationally that have a lot of editorial work, too, so a model’s willingness and financial ability to relocate and travel is a “must” in order to increase their chances in appearing in any magazine spreads. Not all American models start their high fashion careers in New York City. Many obviously want to, but few get the right opportunity. Agents may recommend that they gain more experience and exposure overseas where there are many magazines and opportunities that may help their career get better established before they venture around New York City. (We’ll discuss more about international modeling, later.)

It takes a special type of model (physically & mentally) to get a grasp on what is required of them in this type of specialty. Rejection is a big part of this career as common as the many, unfulfilled dreams. A model must cope with the reality that they are always being critiqued by many others. For the individuals who have been “good-looking” and socially accepted their entire life, it sometimes is very hard to deal with rejection based upon their “looks”. It’s not easy to take personal criticism, but the better you are at preparing for the worst comments, the better you may be at not being caught off guard. Letting it ruin your day is much better than ruining your career and self-esteem because you will need to have confidence in your skills as a model.

Your personality should adapt as you see more of the modeling industry as an insider. It may sometimes feel as if you are using every bit of your patience and self control in not trying to stick up for yourself to the many different people who may drive you crazy, but always remember what will be best for your success as a model in the long run. Don’t lose control nor lose focus of what your job is as a model and who you represent regarding the client and your modeling agency. Anything that you experience as a model that is unpleasant is usually nothing new to most other models that have worked for a little while, so hang in there and do your best to cope because there will many other models who will not be able to take the heat and drop out of modeling as quickly as they began their dream. It may sometimes be lonely or scary when you’re far away from family and friends, so you may quickly assume more independence without their support over time.

You’ll be facing issues in a modeling career that other people your age may not encounter in their job description such as nudity. In high fashion, there’s no room for too much modesty, either, because the model’s body is stripped down, dressed up, and stripped down again from client to client and garment to garment as part of the fashion business as a live mannequin (a.k.a. models). Your face and your body are part of the package used to promote the fashion story on the runway or in magazines (versus nudity for pornography). There’s a fine line between what is “accepted” in fashion that uses partial nudity versus that what the model is “expected” to portray intimately for pornography. Fine art using nude models or a revealing high fashion designer’s haute couture versus modeling nude on a website or in a pornographic magazine have different standards and is viewed by the industry as such, so be aware from the very beginning of what you are comfortable with.

Often, it’s not just modesty that is sacrificed in a model’s career that causes their parents to be on guard. Models may be placed in many scenarios that they are not familiar with and they need to trust that they are safe when they feel vulnerable. This is where the high fashion model’s agency is the key to managing its’ clients and models. Models change in front of each other and clients sometimes, wear provocative garments, and sometimes are told to act sensually with others (male and female) in front of the camera and on the runway. This is a part of high fashion editorial modeling, too, where modesty can hinder the model’s ability to perform and get the final results.

It appears that when you add in the actual physical requirements of the editorial model you may see the numbers dwindle down to who actually gets an opportunity and succeeds as an editorial model. The female editorial model is anywhere in her teenage years aged 14-19 (on average) and is very, very thin (size 0-2…maybe size 4, depending on trends) and very tall (5’9 -6’0″). She won’t have very large breasts (under 34 C-cup), nor body piercings and tattoos. (*unless approved special circumstances). Add to her body’s physical requirements a “uniquely” beautiful face with interesting features and the average number of qualified females dwindles down even further. Remember, sometimes it’s not a typically “pretty” girl who photographs like a strong, chameleon-like, editorial model…sometimes a “pretty face” just photographs as a “pretty face” and that’s not always interesting in the fashion world.

The standards for male models are somewhat similar, but their age is older (average 18-25) and their height should be 6’0″ wearing a size 40 suit with approximately a 34 inch inseam. The male models should be lean, cut, and fit versus having too many bulging muscles that don’t fit in his clothes. He, too, must be where the editorial work is either in the U.S. or internationally. The male model may face his own obstacles when faced with what is expected of him, but there are many shared basics of modeling between female and male models relating to the industry and facing rejection.

Source by Carol Anne Blackwell

How to Choose a School to Study a Language Abroad?

So you decided to travel abroad to learn a new language or to improve your language skills! There can be many reasons why you made such a decision, but one thing you all have in common is the concern about choosing the right school for you. Indeed, the first thing you will realize when you start looking for a language course or a language school abroad is the immense variety of options you will have to choose from.

This is especially true if you choose a popular language in a popular destination, like French in Paris or Spanish in Spain or Mexico for example. So how do you choose the right school for you between all the options you have in front of you? We might know someone who has been or someone who knows someone who has been to the destination we want to go, so this person could recommend a good language school, from personal experience.

This is the ideal situation, but what if you don’t know anyone who can recommend you a good school? And even if someone recommends you a school because they had a good experience, there might be another school even better for you because it has prices more adapted to your budget. Or there might be another school that offers a program more adapted to what you are looking for; all the schools don’t all offer the same programs, some have better programs for kids, some have better programs for seniors, some have better programs for business people, some are specialized in study and work programs or in study and volunteer programs…

And if you want to learn a language in a destination that is not so popular for studying, like Thai in Thailand, or Korean in South Korea, there might not be as many options to choose from, but then comes the concern of security, quality of the teachers, location of the school…

You might just want to travel and study for a couple of weeks, in which case you want to get the most out of your trip by attending a school that offers a teaching of really good quality. Or you might want to travel and study for several months, maybe one year, in which case you need to be sure of the reputation of the school before signing for a long-duration course.

In any case, the decision of choosing a school when planning to study a language abroad is a very important decision. So why not use the services of an expert: a study abroad agency. Those agencies have a very thorough knowledge of what programs each language school is offering and they know the reputation and specificities of each language school, so they will save you a lot of time! Furthermore, those agencies develop strong relationships with the language schools and always keep informed about special deals the schools might offer.

And you have nothing to lose as most study abroad agencies don’t charge anything for their services. AEI International advising Agency Inc. is one of them.

To sum up, using the services of a study abroad agency won’t cost you anything, it will save you a lot of time and it will guarantee that you study in a school offering quality language programs adapted to your specific needs.

Source by Geoffroy Gobilliard

Pro’s and Con’s of Buying a New or Used Auto Engine

Does your car or truck part give you trouble in performance? Is it tough to get easily their replacement parts in the market? Well in that case you might have already weighed the options of going for a brand new engine. So how do you really decide between the thrill of buying a new auto and economizing on an old one? There is no definite answer for this question but going for a used auto engine might still be a cheaper option even if you buy a discounted new car. Having said this you should always keep in mind, some important factors on any engine new or used usually have, like-

Depreciation Value, usually the highest cost involved

Maintenance and repair

Your interest on loan


Fuel consumption

You can easily make an accurate estimate of these costs for any auto engine on your own or with the help of the vast resources on the net. Once this is done all you need to do is to keep the following checklist handy to guide you through your purchase-

New engine Pro’s

Comes under warranty

Well Maintained

You can pick the exact color and options you want

New engine Con’s

High depreciation cost involved

Taxes and insurance is higher

Have to deal with salesperson

Used engine Pro’s

Lower purchase price

Insurance and tax rate are less

Depreciation is flatter

Used Engine Con’s

Low reliability previous owner might be getting rid of it

High maintenance

Recently it has been seen that a nationwide network of online automotive stores have popularized the sale and purchase of used auto engine/parts. Since there is no middleman involved therefore these online firms offer the customers all their products at ware house prices. If you go with this option you will not only save money but also time. Hence, now you need not run around the market dealing with temperamental salespeople to fix your automobile. So the conclusion is that you should go for the new car only when you have a good budget else simply replace your auto engine with some used engine offered in the market in a good quality.

Source by Manoj Tiwari

Video Phone: Advantages Of A Video Phone

The technology behind the video phone has been around for more than 30 years. However, the barriers on mass producing this high technology phone delayed its commercial viability. During its birth, production lines were not yet ready to adapt to its complexities. Consumers were amazed by its concept but thought that it was so expensive that it was impossible to have one. Innovation in video and cellular phone technology brought new life to the video phone. The trend in high technology gadgets made people more obsessed with what is the latest desirable electronic gadget.

Aside from being one of the most innovative possessions created by man, the video phone has a number of very important benefits. It has given a more personal aspect to the otherwise simple audio communication. People who are separated by long distances will not only be contented with imagining the face of a friend or a loved one while talking to them on the phone. The conversations will be more exciting if faces with different emotions are seen on a small screen while talking. It is also one way of verifying if the person at the other end of the line is the real one.

In terms of cost, video phones can actually save money in comparison to regular hand phones that have top of the line features. It is affordable to the majority of consumers, especially those who are always traveling. Incidentally, they are the ones who need the gadget more than other people. The rate of charges per call can also become lower as service providers compete for a bigger share of the communication industry. Through the video phone, the boredom that comes with internet and cable based communications like e-mail, chats, etc. is totally eliminated.

For those people with hearing defects, the video phone is truly beneficial. As long as they can see who they are talking to, they can read the movement of the lips or utilize sign language for the purpose. It gives them the chance to enjoy the benefits of modern gadgets even if they are not blessed in some other ways. The video phone maintains bonds between couples, friends, and families who are far away from each other for some good reasons. It is an invention that is not only a luxury but a useful tool that slowly becoming a necessity. In the near future, more people will know and appreciate its significance in their lives.

Source by Chavella Kelly